171 Spruce St, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 171 Spruce St, Arroyo Grande, CA 93420

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,828 sqft)
Owner	Individual Name on File
Tax Bill	$505 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077-162-018`

Property Details

APN / Parcel Number

Primary APN	`077-162-018`

Exterior

Lot Area	7,828 sqft (0.18 acres)

Location & Zoning

Street Address	171 SPRUCE ST
City	ARROYO GRANDE
State	CA
Zip	93420-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CY AG TR 10 PTN LT 32
Legal Tract	10
Legal Block	3
Legal Lot Number	32
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	3
Census Block	3008
Census Tract	11904

Owner

171 Spruce St is owned and occupied by an individual who acquired it in January 2019.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	171 SPRUCE ST, ARROYO GRANDE, CA 93420-3021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage RABOBANK
Jan 29, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LINDEGAARD INA M TRUST (RT)
Mar 16, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 25, 2019
Transfer Doc	0000003203
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	171 SPRUCE ST, ARROYO GRANDE, CA 93420-3021
Document Number	0000007845
Instrument Date	Mar 2, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 SPRUCE ST ARROYO GRANDE CA 934203021, ARROYO GRANDE, CA 93420-3021

Mortgage

Document Number	0000007845
Date	Mar 7, 2019
Instrument	7845

Lender

Name	RABOBANK
Type	Bank
Address	ARROYO GRANDE, CA 93421-6002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 29, 2019
Property Address	171 SPRUCE ST, ARROYO GRANDE, CA 93420-3021
Document Number	0000003203
Instrument Date	Jan 25, 2019
Instrument	3203
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 SPRUCE ST ARROYO GRANDE CA 934203021, ARROYO GRANDE, CA 93420-3021

Mortgage

Document Number	3204
Date	Jan 29, 2019
Instrument	3204

Lender

Name	LINDEGAARD INA M TRUST (RT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 16, 2017
Property Address	171 SPRUCE ST, ARROYO GRANDE, CA 93420-3021
Document Number	0000011724
Instrument Date	Mar 6, 2017
Instrument	11724
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 OAKWOOD CT ARROYO GRANDE CA 934202354, ARROYO GRANDE, CA 93420-2354

Tax Assessment & Valuation

The 2025 property tax bill for 171 Spruce St was $505 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Arroyo Grande City
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$55,447 (+2%) Land $13,771 Building $41,676
2025	$505.00 Homeowner's exemption	$54,360 Land $13,501 Building $40,859
2023	$481.00 (+1.91%) Homeowner's exemption	$52,251 Land $12,978 Building $39,273
2022	$472.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 171 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 171 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Peak WiFi, Verizon.

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