171 Smith St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 171 Smith St, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,814 sqft · built 1954
Lot Size	0.305 acres (13,268 sqft)
Owner	2 Trust Names on Record
Last Sale	$175,000 (Jul 1990)
Tax Bill	$8,794 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`105781`

Property Details

APN / Parcel Number

Primary APN	`105781`
Alternative APN	`WALT M:006 B:004 L:0006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,814 sqft Living Area
Gross Area	3,490 sqft
Basement Area	980 sqft
Unfinished Basement	196 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,268 sqft (0.305 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	105781
Street Address	171 SMITH ST
City	WALTHAM
State	MA
Zip	02451-1382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	4
Legal Lot Number	6
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	1
Census Block	1000
Census Tract	368101

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	171 SMITH ST, WALTHAM, MA 02451-1382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 20, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1990 · Amount on Record
Deed Sale	Jul 23, 1990 · Amount on Record
Deed Book / Page	20669 / 410
Last Transfer Date	Oct 16, 2021
Transfer Doc	78956-559
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	171 SMITH ST, WALTHAM, MA 02451-1382
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084419-340
Date	Jul 29, 2025
Book Page	84419/340
Instrument	88938

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Oct 20, 2021
Property Address	171 SMITH ST, WALTHAM, MA 02451-1382
Document Number	78956-559
Book / Page	78956 / 559
Instrument Date	Oct 16, 2021
Instrument	230424
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 SMITH ST, WALTHAM, MA 02451-1382

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,794.00 (+8.25%)	$852,100 (+3%) Land $461,100 Building $391,000	$906,724 (+10.29%)
2025	$8,124.00 (+5.07%)	$827,300 (+3.14%) Land $440,100 Building $387,200	$822,130 (-4.68%)
2024	$7,732.00 (+1.42%)	$802,100 (+8.57%) Land $420,600 Building $381,500	$862,505
2023	$7,624.00	$738,800 Land $381,600 Building $357,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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