Chenango County and Bainbridge Town property record for 171 Oaktree Ln, Bainbridge, NY 13733
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,486 sqft · built 1997 |
| Lot Size | 46.5 acres (2,028,589 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $689,000 (Sep 2025) |
| Tax Bill | $9,035 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Refinance May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 082289 254.-1-27.1 |
| Primary APN | 082289 254.-1-27.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,486 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Upper Floors Area | 1,046 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 2,028,589 sqft (46.5 acres) |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0210301 |
|---|---|
| Street Address | 171 OAKTREE LN |
| City | BAINBRIDGE |
| State | NY |
| Zip | 13733-4300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | REF B804 P128 EASEMENT |
| Legal Block | 1 |
| Legal Lot Number | 27.100 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 970801 |
Source: Chenango County and Bainbridge Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 387 HARGRAVE RD, WINDSOR, NY 13865-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 23, 2025 | Warranty Deed, Transfer · Stand-Alone Refinance TOMPKINS COMMUNITY BANK |
| May 19, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Deed Document Number | 20251378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHENANGO NY |
| Recording Date | Sep 23, 2025 |
| Property Address | 171 OAKTREE LN, BAINBRIDGE, NY 13733-4300 |
| Document Number | 202500001378 |
| Instrument Date | Sep 8, 2025 |
| Instrument | 2025-00001378 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 387 HARGRAVE RD, WINDSOR, NY 13865-3430 |
| Document Number | 202500001417 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025-00001417 |
| Name | TOMPKINS COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHENANGO NY |
| Recording Date | May 19, 2017 |
| Property Address | 171 OAKTREE LN, BAINBRIDGE, NY 13733-4300 |
| Document Number | 0000000667 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 667 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $708.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 CANNISTRA LN BAINBRIDGE NY 137333335, BAINBRIDGE, NY 13733-3335 |
Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| County Subdivision | Bainbridge Town |
| Unified School District | Bainbridge-Guilford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,035.00 (+18.46%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $7,627.00 (-1.94%) | $226,123 (+3.19%) Land $75,023 Building $151,100 | $332,534 (+12.3%) Land $110,328 Building $222,206 |
| 2024 | $7,778.00 Homeowner's exemption | $219,123 (-) Land $75,023 Building $144,100 | $296,112 (+8.11%) Land $101,382 Building $194,730 |
| 2023 | $219,123 Land $75,023 Building $144,100 | $273,904 Land $93,779 Building $180,125 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 22 (1994–2011) |
| Claims Outside the SFHA | 7 of 22 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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