171 Oak Lake Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 171 Oak Lake Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,026 sqft · built 1991
Lot Size	0.494 acres (21,505 sqft)
Owner	Company Name on Record
Last Sale	$124,900 (Apr 2012)
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Sep 2021 Transfer Mar 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`R35-223-17-3239-0000-0370`

Property Details

APN / Parcel Number

Primary APN	`R35-223-17-3239-0000-0370`
Alternative APNs	`01049305` `1049305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	2,026 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	21,505 sqft (0.494 acres)
Garage Type	Attached
Garage Area	542 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,152 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01049305
Street Address	171 OAK LAKE DR
City	SPRING HILL
State	FL
Zip	34608-6827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINBOW HILLS ESTATES LOT 37 ORB 598 PG 649 ORB 2207 PG 98
Legal Range	17E
Legal Township	23S
Legal Section	35
Legal Subdivision	RAINBOW HILLS ESTATES
Legal Lot Number	37
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3016
Census Tract	41402

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	171 OAK LAKE DR, SPRING HILL, FL 34608-6827
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Intrafamily Transfer, Transfer ATTORNEY
Mar 2, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2012 · Amount on Record
Deed Sale	Apr 17, 2012 · Amount on Record
Prior Sale	Feb 9, 2012 · Amount on Record
Deed Document Number	201221610
Deed Book / Page	2896 / 944
Last Transfer Date	Sep 2, 2021
Transfer Doc	0040531051
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Sep 9, 2021
Property Address	171 OAK LAKE DR, SPRING HILL, FL 34608-6827
Document Number	0040531051
Book / Page	4053 / 1051
Map Reference	MB 19 PG 43-45
Instrument Date	Sep 2, 2021
Instrument	2021068029
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	171 OAK LAKE DR, SPRING HILL, FL 34608-6827

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	171 OAK LAKE DR, SPRING HILL, FL 34608-6827
Document Number	0038151505
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	171 OAK LAKE DR SPRING HILL FL 346086827, SPRING HILL, FL 34608-6827

Mortgage

Document Number	0038151505
Date	Mar 9, 2020
Book Page	003815/001505
Instrument	15279

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 8, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,165.00 (-56.92%) Homeowner's exemption	$139,451 (-57.87%)	$322,842 (-2.46%) Land $29,961 Building $292,881
2023		$330,984 Land $55,156 Building $275,828
2022	$5,026.00		$330,984 Land $29,961 Building $301,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	27.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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