Frederick County property record for 171 Midsummer Dr, Frederick, MD 21702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 3,874 sqft Living Area |
| Lot Size | 13,179 sqft (0.303 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $702,000 (2023) |
| Tax Bill | $9,267.00 (2025) |
| Primary APN | 02-198010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,874 sqft Living Area |
| Gross Area | 4,274 sqft Gross Area |
| 1st Floor | 2,174 sqft 1st Floor |
| Basement Area | 1,700 sqft Basement |
| Finished Basement | 1,700 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,179 sqft (0.303 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 288 sqft Deck |
| Porch | Open Porch |
| Porch Area | 120 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 198010 |
|---|---|
| Street Address | 171 MIDSUMMER DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3085 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 40 SEC 1A 13179 SQ. FT. NORTH CROSSING |
| Legal Subdivision | NORTH CROSSING |
| Legal Lot Number | 40 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 750701 |
Source: Frederick County records · APN 02-198010
Assessment roll updated August 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 171 MIDSUMMER DR, FREDERICK, MD 21702-3085 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Feb 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Oct 17, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 11, 2023 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage SHORE UNITED BANK NA |
| Sep 02, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Oct 01, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on Record |
| Deed Sale | May 11, 2023 · Amount on Record |
| Prior Sale | May 10, 2017 · Amount on Record |
| Deed Book / Page | 16436 / 30 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 02, 2026 |
| Property Address | 171 MIDSUMMER DR, FREDERICK, MD 21702-3085 |
| Document Number | 1789000189 |
| Book / Page | 17891 / 189 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 171 MIDSUMMER DR, FREDERICK, MD 21702-3085 |
| Document Number | 1789000189, |
|---|---|
| Date | Jun 02, 2026 |
| Book Page | 17891/189 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 27, 2051 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 171 MIDSUMMER DR, FREDERICK, MD 21702-3085 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 171 MIDSUMMER DR, FREDERICK, MD 21702-3085 |
| Document Number | 0177420165 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 17742/165 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 171 MIDSUMMER DR, FREDERICK, MD 21702-3085 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 171 MIDSUMMER DR, FREDERICK, MD 21702-3085 |
| Document Number | 0175620366 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 17562/366 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 11, 2023 |
| Property Address | 171 MIDSUMMER DR, FREDERICK, MD 21702-3085 |
| Document Number | 0164360030 |
| Book / Page | 16436 / 30 |
| Map Reference | MB 56 PG 28 |
| Instrument Date | Apr 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 171 MIDSUMMER DR, FREDERICK, MD 21702-3085 |
| Document Number | 0001643636 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 16436/36 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 171 MIDSUMMER DR, FREDERICK, MD 21702-3085 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0140370120 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 14037/120 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 171 MIDSUMMER DR, FREDERICK, MD 21702-3085 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0153430110 |
|---|---|
| Date | Oct 01, 2021 |
| Book Page | 15343/110 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 01, 2051 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,267.00 (+12.2%) Homeowner's exemption | $529,500 (+16.48%) Land $115,800 Building $413,700 | $529,500 (-) Land $115,800 Building $413,700 |
| 2023 | $8,259.00 | $454,567 | $529,500 Land $115,800 Building $413,700 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures