171 Main St, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 171 Main St, Kingston, NY 12401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,051 sqft · built 1899
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Nov 2012)
Tax Bill	$10,977 (2025)
Deeds & Mortgages	Dec 2019 Refinance Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510800 56.90-2-24`

Property Details

APN / Parcel Number

Primary APN	`510800 56.90-2-24`
Alternative APN	`172040.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,051 sqft Living Area
1st Floor Area	1,407 sqft
2nd Floor Area	1,168 sqft
Upper Floors Area	476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Exterior Amenities

Porch	Patio
Porch Area	224 sqft
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	172040.000
Street Address	171 MAIN ST
City	KINGSTON
State	NY
Zip	12401-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T4N
Legal Block	2
Legal Lot Number	24.000
Jurisdiction	ULSTER NY
Township / Civil Division	KINGSTON
Census Block Group	1
Census Block	1002
Census Tract	952200

Owner

171 Main St is owned and occupied by an individual who bought it in November 2012.

Source: Ulster County and Kingston City records, as of April 22, 2026

Owner of Record	Individual Name on File
Mailing Address	171 MAIN ST, KINGSTON, NY 12401-4434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RHINEBECK SAVINGS BANK
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Aug 25, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2012 · Amount on File
Deed Sale	Nov 16, 2012 · Amount on File
Prior Sale	Jun 29, 2006 · Amount on File
Deed Document Number	201217684
Deed Book / Page	5437 / 261
Prior Transfer Date	Feb 5, 2003
Prior Transfer Doc	0000003592
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	171 MAIN ST, KINGSTON, NY 12401-4434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016233
Date	Dec 3, 2019
Book Page	11942/270
Instrument	2019-16233

Lender

Name	RHINEBECK SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	171 MAIN ST, KINGSTON, NY 12401-4434
Document Number	0000001318
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 MAIN ST KINGSTON NY 124014434, KINGSTON, NY 12401-4434

Mortgage

Document Number	0000001318
Date	Sep 8, 2017
Book Page	011388/000301
Instrument	1318

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	171 MAIN ST, KINGSTON, NY 12401-4434
Document Number	0000013139
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 MAIN ST KINGSTON NY 124014434, KINGSTON, NY 12401-4434

Mortgage

Document Number	0000013139
Date	Sep 8, 2017
Book Page	006207/000105
Instrument	13139

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 171 Main St was $10,977 with a homeowner's exemption.

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
Municipality	Kingston City
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,977.00	$274,500 Land $27,000 Building $247,500	$584,043 Land $57,447 Building $526,596
2023		$274,500 (-) Land $27,000 Building $247,500	$450,000 (+14.75%) Land $44,262 Building $405,738
2022		$274,500 Land $27,000 Building $247,500	$392,143 Land $38,571 Building $353,572
2021	$10,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 171 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Archtop Fiber, Verizon.

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