Santa Cruz County property record for 171 Main St, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,561 sqft · built 1983 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Dec 2015) |
| Tax Bill | $9,299 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-101-04 |
| Primary APN | 077-101-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,561 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,884 sqft (0.181 acres) |
| Terrain | Steep |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 171 MAIN ST |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Subdivision | BEN LOMOND |
| Legal Block | 5 |
| Legal Lot Number | 5-7 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 120302 |
171 Main St is owned and occupied by two individuals who acquired it in December 2024.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3058 BRYAN CT, PLACERVILLE, CA 95667-3344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2015 · Amount on File |
| Deed Sale | Dec 10, 2015 · Amount on File |
| Prior Sale | Sep 20, 2004 · Amount on File |
| Deed Document Number | 201549265 |
| Last Transfer Date | Dec 12, 2024 |
| Transfer Doc | 0000025455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 14, 2023 |
| Property Address | 171 MAIN ST, BEN LOMOND, CA 95005-9303 |
| Document Number | 0000006577 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023-0006577 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 171 MAIN ST, BEN LOMOND, CA 95005-9303 |
The 2025 property tax bill for 171 Main St was $9,299 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $784,858 (+2%) Land $510,158 Building $274,700 | ||
| 2025 | $9,299.00 Homeowner's exemption | $769,469 Land $500,155 Building $269,314 | |
| 2023 | $8,995.00 (+2.4%) | $739,589 Land $480,733 Building $258,856 | |
| 2022 | $8,784.00 | ||
| 2021 | $757,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 171 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 39 (1981–2023) |
| Claims Outside the SFHA | 6 of 39 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 171 Main St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Surfnet Communications.
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