Alexander County property record for 171 Loudonya Ln, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 1,836 sqft · built 1960 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $347,000 (Aug 2019) |
| Tax Bill | $2,970 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0306711 04637 |
| Primary APN | 0306711 04637 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,836 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 43,560 sqft (1 acres) |
| View / Lot | Waterfront / Beach |
| Heating System | Baseboard |
|---|
| Account Number | 9342129 |
|---|---|
| Street Address | 171 LOUDONYA LN |
| City | HICKORY |
| State | NC |
| Zip | 28601-8557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | MAP 3715 SUBMAP 56 BLOCK 1292 (PIN) OFF SR 1208 BY WILL B12B 0091 |
| Legal Subdivision | W R SPAINHOUR PROPERTY |
| Legal Block | 1292 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 40700 |
Source: Alexander County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 171 LOUDONYA LN, HICKORY, NC 28601-8557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Deed Book / Page | 619 / 1133 |
| Prior Transfer Date | Aug 27, 2009 |
| Prior Transfer Doc | 0005341081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 171 LOUDONYA LN, HICKORY, NC 28601-8557 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0006860668 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 686/668 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Aug 16, 2019 |
| Property Address | 171 LOUDONYA LN, HICKORY, NC 28601-8557 |
| Document Number | 0006191133 |
| Book / Page | 0619 / 1133 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $694.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 380 21ST AVE NW, 380, HICKORY, NC 28601-1847 |
| Name | Verified Name |
|---|---|
| Address | 171 LOUDONYA LN, HICKORY, NC 28601-8557 |
| Document Number | 6191136 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 0619/1136 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,970.00 (-7.04%) | $450,107 (-) Land $251,955 Building $198,152 | |
| 2025 | $3,195.00 (-14.78%) | $450,107 (-) Land $251,955 Building $198,152 | |
| 2023 | $3,749.00 | $450,107 Land $251,955 Building $198,152 | $450,107 Land $251,955 Building $198,152 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALEXANDER CO WTR DIST serves 13,064 people · EPA ID NC0102020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HICKORY |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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