171 Loretta Ln, Chehalis, WA 98532 Property Records

Lewis County property record for 171 Loretta Ln, Chehalis, WA 98532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,664 sqft · built 2016
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,748 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2021 Mortgage + 2 more
APN	`016858-008-001`

Property Details

APN / Parcel Number

Primary APN	`016858-008-001`
Alternative APNs	`2194741` `34962`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,664 sqft Living Area
Gross Area	3,280 sqft
1st Floor Area	2,664 sqft
Upper Floors Area	384 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	616 sqft
Porch	Covered Porch
Porch Area	756 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2194741
Street Address	171 LORETTA LN
City	CHEHALIS
State	WA
Zip	98532-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDD5
Legal Description	SECTION 05 TOWNSHIP 13N RANGE 01W E 660 S2 S2 N2 NE4 LOT 1 1130537
Legal Range	01W
Legal Township	13N
Legal Section	05
Legal Subdivision	SEGREGATION SURV
Legal Lot Number	1
Jurisdiction	LEWIS WA
Township / Civil Division	LOGAN HILL
Census Block Group	1
Census Block	1053
Census Tract	971100

Owner

171 Loretta Ln is owned and occupied by two individuals who acquired it in August 2007.

Source: Lewis County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	171 LORETTA LN, CHEHALIS, WA 98532-7706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit OAK CREDIT UNION
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TWINSTAR CU
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2007
Deed Sale	Aug 2, 2007
Prior Sale	Oct 17, 2006 · Amount on File
Deed Document Number	20073286834
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Recording Date	Apr 1, 2026
Property Address	171 LORETTA LN, CHEHALIS, WA 98532-7706
Document Number	0003636299
Instrument Date	Mar 27, 2026
Instrument	20263636299
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 LORETTA LN, CHEHALIS, WA 98532-7706

Mortgage

Document Number	0003636299,
Date	Apr 1, 2026
Instrument	20263636299

Lender

Name	OAK CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	5.98%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	171 LORETTA LN, CHEHALIS, WA 98532-7706
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003563920
Date	Nov 1, 2021
Instrument	3563920

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	LACEY, WA 98503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	171 LORETTA LN, CHEHALIS, WA 98532-7706
Document Number	0003533357
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	171 LORETTA LN CHEHALIS WA 985327706, CHEHALIS, WA 98532-7706

Mortgage

Document Number	0003533357
Date	Sep 29, 2020
Instrument	3533357

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507-0718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 28, 2030

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	171 LORETTA LN, CHEHALIS, WA 98532-7706
Document Number	0003505728
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	171 LORETTA LN CHEHALIS WA 985327706, CHEHALIS, WA 98532-7706

Mortgage

Document Number	0003505728
Date	Jul 18, 2019
Instrument	3505728

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507-0718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 17, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 171 Loretta Ln was $5,748, up 9.3% from the year before.

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Unified School District	Chehalis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,748.00 (+9.34%)	$656,800 (-) Land $165,000 Building $491,800	$656,800 (-) Land $165,000 Building $491,800
2024	$5,257.00	$656,800 Land $165,000 Building $491,800	$656,800 Land $165,000 Building $491,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 171 Loretta Ln; there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1995–2015)
Most Recent Claim	Jan 2015 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 Loretta Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

No cell data coverage reported

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