171 Hornbeam Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 171 Hornbeam Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,890 sqft · built 1971
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Apr 2020)
Tax Bill$1,308 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1950-43-0326-000

Property Details

APN / Parcel Number

Primary APN1950-43-0326-000
Alternative APN
  • 1813499

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,890 sqft Living Area
1st Floor Area1,008 sqft
Basement Area250 sqft
Finished Basement250 sqft
Unfinished Basement250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Patio Area323 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1813499
Street Address171 HORNBEAM RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS B 097
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1080
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address171 HORNBEAM RD, BEECH MOUNTAIN, NC 28604-8105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2020 · Amount on Record
Deed SaleApr 29, 2020 · Amount on Record
Deed Document Number2020689676
Deed Book / Page2089 / 303
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateApr 29, 2020
Property Address171 HORNBEAM RD, BEECH MOUNTAIN, NC 28604-8105
Document Number0020890303
Book / Page2089 / 303
Map ReferenceMB 4 PG 52
Instrument DateApr 24, 2020
Instrument689676
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3941 CHESTNUT STREET EXT, 3941, HIGH POINT, NC 27265-8627

Transferred To (Grantee/Buyer)

NameVerified Name
Address171 HORNBEAM RD, BEECH MOUNTAIN, NC 28604-8105

Mortgage

Document Number689677
DateApr 29, 2020
Instrument689677
Lender
NameLIFESTORE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$343,600 (-8.47%) Land $18,200 Building $325,400
2025$1,308.00$375,400 (+18.01%) Land $18,200 Building $357,200
2024$318,100 Land $18,200 Building $299,900
2023$318,100 Land $18,200 Building $299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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