State of Hawaii and Hawaii County property record for 171 Halai St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,161 sqft · built 1944 |
| Lot Size | 0.123 acres (5,366 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $575,000 (Dec 2018) |
| Tax Bill | $2,425 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-3-022-018 |
| Primary APN | 3-2-3-022-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,161 sqft Living Area |
| Gross Area | 2,217 sqft |
| 1st Floor Area | 1,797 sqft |
| Basement Area | 364 sqft |
| Finished Basement | 364 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,366 sqft (0.123 acres) |
| Garage Type | Carport |
| Garage Area | 308 sqft |
| Carport | Carport |
| Carport Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | Deck Area |
| Patio Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 171 HALAI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1A |
| Legal Description | LOT 18-A 5366 SF DES FP 353 HALAI HILL TRACT SUBJ/ESMT |
| Legal Subdivision | HALAI HILL TRACT |
| Legal Lot Number | 18-A |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20300 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 171 HALAI ST, HILO, HI 96720-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 18, 2019 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF HI |
| Dec 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF HI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2018 · Amount on Record |
| Deed Sale | Dec 17, 2018 · Amount on Record |
| Prior Sale | Nov 22, 2016 · Amount on Record |
| Deed Document Number | 201869250399 |
| Prior Transfer Date | Mar 21, 2011 |
| Prior Transfer Doc | 2011048813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 171 HALAI ST, HILO, HI 96720-2023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0A70160426 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | A-70160426 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | EL PASO, TX 79935 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Oct 28, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 171 HALAI ST, HILO, HI 96720-2023 |
| Document Number | 0A71710280 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 771 HALAI ST HILO HI 96720, HILO, HI 96720 |
| Document Number | 0A71710280 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | A71710280 |
| Name | BANK OF HI |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96846 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Dec 17, 2018 |
| Property Address | 171 HALAI ST, HILO, HI 96720-2023 |
| Document Number | 0A69250399 |
| Instrument Date | Dec 11, 2018 |
| Instrument | A69250399 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | TITLE GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 42 KINOOLE ST HILO HI 967202420, HILO, HI 96720-2420 |
| Document Number | A69250400 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | A69250400 |
| Name | BANK OF HI |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96846 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2048 |
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $615,600 (+2.99%) Land $136,100 Building $479,500 | $735,300 (-) Land $185,500 Building $549,800 | |
| 2025 | $2,425.00 (+5.62%) | $597,700 (+3%) Land $136,100 Building $461,600 | $735,300 (+4.97%) Land $185,500 Building $549,800 |
| 2024 | $580,300 (+3%) Land $136,100 Building $444,200 | $700,500 (+5.5%) Land $178,200 Building $522,300 | |
| 2023 | $2,296.00 Homeowner's exemption | $563,400 Land $136,100 Building $427,300 | $664,000 Land $178,200 Building $485,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 42 (1979–2018) |
| Claims Outside the SFHA | 10 of 42 |
| Most Recent Claim | Sep 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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