1. Home
  2. North Carolina
  3. Macon County
  4. Franklin
  5. Gemstone Dr

171 Gemstone Dr, Franklin, NC 28734 Property Records

Macon County property record for 171 Gemstone Dr, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 576 sqft · built 1955
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Jan 2020)
Tax Bill$393 (2023)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6598225266

Property Details

APN / Parcel Number

Primary APN6598225266
Alternative APNs
  • 1135632
  • 146142

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area576 sqft Heated Area
1st Floor Area576 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area3,920 sqft (0.09 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area56 sqft
Deck Area24 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number146142
Street Address171 GEMSTONE DR
CityFRANKLIN
StateNC
Zip28734-0398
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 (TULIP) GEMSTONE COTTAGES
Legal SubdivisionGEMSTONE COTTAGES
Legal Lot Number3
JurisdictionMACON NC
Township / Civil DivisionCOWEE
Census Block Group1
Census Block1048
Census Tract970100

Owner

Source: Macon County records · APN 6598225266

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address116 ABBOTS GLEN CT, CARY, NC 27511-5059
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 17, 2020 · Amount on Record
Deed SaleJan 17, 2020 · Amount on Record
Prior SaleAug 13, 2013 · Amount on Record
Deed Document Number2020388
Deed Book / Page39 / 1594
Record UpdatedSep 20, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateJan 17, 2020
Property Address171 GEMSTONE DR, FRANKLIN, NC 28734-0398
Document Number00R39/1594
Book / PageR-39 / 1594
Map ReferenceCARD 2929
Instrument DateJan 15, 2020
Instrument2020000388
Transaction TypeTransfer
Record UpdatedNov 08, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 SUNSET RD, 400, LANDRUM, SC 29356-8826

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 ABBOTS GLEN CT, CARY, NC 27511-5059

Mortgage

Document Number00R39/1597
DateJan 17, 2020
Book PageR-39/1597
Instrument2020000389
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$81,990 (-) Land $15,950 Building $66,040$81,990 (-) Land $15,950 Building $66,040
2023$393.00$81,990 Land $15,950 Building $66,040$81,990 Land $15,950 Building $66,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (2004–2015)
Claims Outside the SFHA2 of 6
Most Recent ClaimDec 2015 · river or lake flooding
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 81% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 23 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Frontier
DSL		10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gemstone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures