171 Fairfield Dr, Frederick, MD 21702 Property Records

Frederick County property record for 171 Fairfield Dr, Frederick, MD 21702

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,060 sqft · built 1979
Lot Size0.041 acres (1,800 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (Jan 2013)
Tax Bill$3,318 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-075040

Property Details

APN / Parcel Number

Primary APN02-075040
Alternative APNs
  • 2075040
  • 075040

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,060 sqft Living Area
1st Floor Area540 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,800 sqft (0.041 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number075040
Street Address171 FAIRFIELD DR
CityFREDERICK
StateMD
Zip21702-8704
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12
Legal DescriptionLT 15 SECT 5 PLAT 1 1800 SQ FT FAIRFIELD DR. AMBER MEADOWS
Legal SubdivisionAMBER MDWS 1 SEC 5
Legal BlockA
Legal Lot Number15
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2005
Census Tract750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

171 Fairfield Dr, a townhouse, is owned and occupied by two individuals who bought it in January 2013.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address171 FAIRFIELD DR, FREDERICK, MD 21702-8704
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 15, 2018Deed of Trust, Mortgage · FHA Mortgage
UNION MORTGAGE GROUP INC
Sep 17, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2013 · Amount on File
Deed SaleJan 3, 2013 · Amount on File
Prior SaleSep 22, 2003 · Amount on File
Deed Book / Page9291 / 474
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address171 FAIRFIELD DR, FREDERICK, MD 21702-8704
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0165390028
DateJul 31, 2023
Book Page16539/28
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address171 FAIRFIELD DR, FREDERICK, MD 21702-8704
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0124700228
DateJun 15, 2018
Book Page12470/0228
Lender
NameUNION MORTGAGE GROUP INC
TypeMortgage Company
AddressGLEN ALLEN, VA 23060
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address171 FAIRFIELD DR, FREDERICK, MD 21702-8704
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address171 FAIRFIELD DR, FREDERICK, MD 21702-8704

Mortgage

Document Number0152930454
DateSep 17, 2021
Book Page15293/454
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 171 Fairfield Dr was $3,318 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,700$278,500 Land $115,000 Building $163,500
2025$3,318.00
2023$2,956.00 Homeowner's exemption$178,433$232,300 Land $80,000 Building $152,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 171 Fairfield Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 Fairfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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