171 E Stone Ave, Lake Forest, IL 60045 Property Records

Lake County property record for 171 E Stone Ave, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,300 sqft · built 1974
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,333 (Aug 2017)
Tax Bill	$16,154 (2024)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-09-108-012`

Property Details

APN / Parcel Number

Primary APN	`16-09-108-012`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	3,300 sqft Living Area
Gross Area	5,010 sqft
1st Floor Area	1,542 sqft
2nd Floor Area	1,758 sqft
Upper Floors Area	1,777 sqft
Basement Area	1,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	170 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	171 E STONE AVE
City	LAKE FOREST
State	IL
Zip	60045-2960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H.O.STONE & COS LAKE FOREST ADD; LOT 5 BLOCK 9
Legal Subdivision	H.O.STONE & COS LAKE FOREST ADD
Legal Block	9
Legal Lot Number	5
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	2
Census Block	2027
Census Tract	864602

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	171 E STONE AVE, LAKE FOREST, IL 60045-2960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on Record
Deed Sale	Aug 10, 2017 · Amount on Record
Prior Sale	Sep 8, 2016 · Amount on Record
Deed Document Number	20177418808
Prior Transfer Date	Jul 23, 2010
Prior Transfer Doc	0006630503
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 10, 2017
Property Address	171 E STONE AVE, LAKE FOREST, IL 60045-2960
Document Number	0007418808
Map Reference	DOC249300
Instrument Date	Jul 31, 2017
Instrument	7418808
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2022
Title Company	FORT DEARBORN TITLE

Transaction

Amount	Amount Recorded
Tax	$10,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	171 E STONE AVE, LAKE FOREST, IL 60045-2960

Mortgage

Document Number	0007418809
Date	Aug 10, 2017
Instrument	7418809

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$293,068 (+9.24%) Land $78,594 Building $214,474	$879,292 (+9.24%) Land $235,806 Building $643,486
2024	$16,154.00 (+13.16%)
2023	$14,275.00 (+18.77%)	$268,271 (+9.99%) Land $71,944 Building $196,327	$804,894 (+9.99%) Land $215,854 Building $589,040
2022	$12,019.00	$243,897 Land $67,770 Building $176,127	$731,764 Land $203,330 Building $528,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20