171 E Second St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 171 E Second St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,152 sqft · built 1993
Lot Size	0.13 acres (5,519 sqft)
Owner	2 Individual Names on File
Last Sale	$1,225,000 (May 2023)
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2023 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`244PN028`

Property Details

APN / Parcel Number

Primary APN	`244PN028`
Alternative APNs	`107519527317` `80118052` `80141016`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,152 sqft Heated Area
Gross Area	4,340 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	5,519 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80141016
Street Address	171 E SECOND ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-7613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-28 CANAL-6 S-A&B OIB PLAT H/374
Legal Subdivision	OCEAN ISLE BEACH
Legal Lot Number	28
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

Source: Brunswick County records · APN 244PN028

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 BRIDLE WAY SE, LELAND, NC 28451-8128
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 18, 2023	Warranty Deed, Transfer
May 18, 2023	Warranty Deed, Transfer
Oct 14, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Oct 14, 2021 · Amount on Record
Deed Book / Page	5016 / 791
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	171 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7613
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 VERANDA LN, GREENSBORO, NC 27455-1266

Mortgage

Document Number	0049020621
Date	Aug 26, 2022
Book Page	4902/621

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 18, 2023
Property Address	171 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7613
Document Number	0050160794
Book / Page	5016 / 794
Map Reference	MB H PG 374
Instrument Date	May 15, 2023
Transaction Type	Transfer
Record Updated	Jun 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6309 MATHESON CT, SUMMERFIELD, NC 27358-8315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7613

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 18, 2023
Property Address	171 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7613
Document Number	0050160791
Book / Page	5016 / 791
Map Reference	CAB H PG 374
Instrument Date	May 15, 2023
Transaction Type	Transfer
Record Updated	Jun 02, 2023

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6309 MATHESON CT, SUMMERFIELD, NC 27358-8315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7613

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 14, 2021
Property Address	171 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7613
Document Number	0047240865
Book / Page	4724 / 865
Map Reference	MB H PG 374
Instrument Date	Oct 09, 2021
Transaction Type	Transfer
Record Updated	Sep 05, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1232 SUFFOLK CT, CARY, NC 27511-4727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 VERANDA LN, GREENSBORO, NC 27455-1266

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 14, 2021
Property Address	171 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7613
Document Number	0047240863
Book / Page	4724 / 863
Map Reference	CAB H PG 374
Instrument Date	Oct 09, 2021
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1232 SUFFOLK CT, CARY, NC 27511-4727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 VERANDA LN, GREENSBORO, NC 27455-1266

Mortgage

Document Number	0004724867
Date	Oct 14, 2021
Instrument	4724/867

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Type Change Date	Nov 01, 2031
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.19%
Index	1-Year CMT
Max Rate	9.19%

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,250.00	$1,125,600 (+0.53%) Land $550,000 Building $575,600	$1,125,600 (+0.53%) Land $550,000 Building $575,600
2023		$1,119,660 Land $550,000 Building $569,660	$1,119,660 Land $550,000 Building $569,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 612 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured 51 under condo master policies
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024, other causes, Tropical Storm Debby
Claims By Storm	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Atlantic Telephone Membership	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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