171 E Pine Lake Dr, Troy, MO 63379 Property Records

Lincoln County property record for 171 E Pine Lake Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,219 sqft · built 2014
Lot Size	1.92 acres (83,635 sqft)
Owner	2 Individual Names on File
Last Sale	$333,700 (Aug 2015)
Tax Bill	$4,478 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-24-000-000-009.049`

Property Details

APN / Parcel Number

Primary APN	`19-60-24-000-000-009.049`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,219 sqft Living Area
Basement Area	2,219 sqft
Unfinished Basement	2,219 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	83,635 sqft (1.92 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	171 E PINE LAKE DR
City	TROY
State	MO
Zip	63379-3899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 PINE LAKES ADDITION
Legal Range	01W
Legal Township	48N
Legal Section	24
Legal Subdivision	PINE LAKES ADDITION
Legal Lot Number	49
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2001
Census Tract	810308

Owner

Source: Lincoln County records · APN 19-60-24-000-000-009.049

Assessment roll updated September 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	171 E PINE LAKE DR, TROY, MO 63379-3899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2022	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO
Sep 12, 2022	Warranty Deed, Transfer · Closed-End Mortgage PEOPLES BANK & TRUST CO
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
Dec 26, 2017	Deed of Trust, Mortgage · Line of Credit THE MISSOURI BANK
May 10, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2015 · Amount on Record
Deed Sale	Aug 25, 2015 · Amount on Record
Deed Document Number	20156991
Deed Book / Page	2391 / 381
Last Transfer Date	Apr 03, 2018
Transfer Doc	2422/0570
Record Updated	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	171 E PINE LAKE DR, TROY, MO 63379-3899
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 E PINE LAKE DR, TROY, MO 63379-3899

Mortgage

Document Number	002486/244
Date	Dec 08, 2022
Book Page	2486/244
Instrument	2022012029

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 12, 2022
Property Address	171 E PINE LAKE DR, TROY, MO 63379-3899
Document Number	002483/666
Book / Page	2483 / 666
Map Reference	MB 2349 PG 835
Instrument Date	Sep 07, 2022
Instrument	2022009434
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 PINON PINE CT, 10, SAINT PETERS, MO 63376-4605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 E PINE LAKE DR, TROY, MO 63379-3899

Mortgage

Document Number	2022009435
Date	Sep 12, 2022
Instrument	2022009435

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Mar 01, 2023

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	171 E PINE LAKE DR, TROY, MO 63379-3899
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 E PINE LAKE DR, TROY, MO 63379-3899

Mortgage

Document Number	002472/858
Date	Nov 24, 2021
Book Page	2472/858
Instrument	2021015440

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	171 E PINE LAKE DR, TROY, MO 63379-3899
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PARTNERS AGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2418/0427
Date	Dec 26, 2017
Book Page	2418/0427
Instrument	2017011919

Lender

Name	THE MISSOURI BANK
Type	Bank
Address	WARRENTON, MO 63383

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Jun 21, 2018

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	May 10, 2018
Property Address	171 E PINE LAKE DR, TROY, MO 63379-3899
Document Number	2422/0570
Book / Page	2422 / 0570
Map Reference	MB14 PG65
Instrument Date	Apr 03, 2018
Instrument	2018003933
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,478.00 (+8.74%)	$73,272 (+10.25%) Land $9,215 Building $64,057	$385,640 (+10.25%) Land $48,500 Building $337,140
2023	$4,118.00 (+16.36%)	$66,462 Land $7,315 Building $59,147	$349,800 Land $38,500 Building $311,300
2022	$3,539.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 18 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SysTec Wireless Communications Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Pine Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures