171 E Allendale Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 171 E Allendale Rd, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	4,716 sqft · built 1760
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (Nov 2021)
Tax Bill	$10,613 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`58-01201-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`58-01201-0000-00014`
Alternative APNs	`580120100014` `028900`

Interior

Stories	1 Story
Building Area	4,716 sqft Living Area

Exterior

Year Built	Built 1760
Effective Year Built	Effective 1760
Construction Type	Frame
Lot Area	78,844 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	028900
Street Address	171 E ALLENDALE RD
City	SADDLE RIVER
State	NJ
Zip	07458-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.81 AC. (7,7)
Legal Subdivision	SAWMILL RDG SEC 1
Legal Block	1201
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	3
Census Block	3004
Census Tract	53100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ackerman-Smith House listed 1986 · 1 contributing resources · NRIS 86001600

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	171 E ALLENDALE RD, SADDLE RIVER, NJ 07458-2718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Executor's Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Dec 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Apr 14, 2003 · Amount on Record
Deed Document Number	2021168726
Deed Book / Page	4454 / 1
Record Updated	Sep 20, 2026

November 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 10, 2021
Property Address	171 E ALLENDALE RD, SADDLE RIVER, NJ 07458-2718
Document Number	0044540001
Book / Page	4454 / 1
Instrument Date	Oct 21, 2021
Instrument	2021168726
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST JERSEY TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,517.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 CHURCHILL RD, 226, TENAFLY, NJ 07670-3108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 E ALLENDALE RD, SADDLE RIVER, NJ 07458-2718

Mortgage

Document Number	0044540007
Date	Nov 10, 2021
Book Page	4454/7
Instrument	2021168727

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	171 E ALLENDALE RD, SADDLE RIVER, NJ 07458-2718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034480190
Date	Dec 24, 2019
Book Page	3448/190
Instrument	2019-090209.01

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$994,700 (-) Land $681,200 Building $313,500	$994,700 (-) Land $681,200 Building $313,500
2025	$10,613.00 (+2.99%)	$994,700 (-) Land $681,200 Building $313,500	$994,700 (-) Land $681,200 Building $313,500
2024	$10,305.00 (+4.23%)
2023		$994,700 Land $681,200 Building $313,500	$994,700 Land $681,200 Building $313,500
2022	$9,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	68 (1978–2021)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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