171 E 500 S, Cutler, IN 46920 Property Records

Carroll County property record for 171 E 500 S, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,693 sqft · built 1960
Lot Size	3.42 acres (149,062 sqft)
Owner	Individual Name on File
Tax Bill	$788 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-34-000-093.000-008`

Property Details

APN / Parcel Number

Primary APN	`08-10-34-000-093.000-008`
Alternative APNs	`01999380062` `0061204400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	2,008 sqft
Basement Area	315 sqft
Unfinished Basement	315 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	149,062 sqft (3.42 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	01999380062
Street Address	171 E 500 S
City	CUTLER
State	IN
Zip	46920-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	006-12044-00 PT SW 34-24-1 3.422 AC
Jurisdiction	CARROLL IN
Township / Civil Division	DEMOCRAT
Census Block Group	2
Census Block	2042
Census Tract	959900

Owner

171 E 500 S is owned and occupied by an individual.

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	171 E 500 S, CUTLER, IN 46920-9697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Jul 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Recording Date	Sep 1, 2026
Property Address	171 E 500 S, CUTLER, IN 46920-9697
Document Number	0000002558
Instrument Date	Jul 6, 2026
Instrument	20262558
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 E 500 S, CUTLER, IN 46920-9697

Mortgage

Document Number	0000002558,
Date	Sep 1, 2026
Instrument	20262558

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	171 E 500 S, CUTLER, IN 46920-9697
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 E 600 S, CUTLER, IN 46920

Mortgage

Document Number	2021002436
Date	Jul 2, 2021
Instrument	2021002436

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MONTICELLO, IN 47960

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 171 E 500 S was $788 with a homeowner's exemption, up 4.5% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Democrat Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$788.00 (+4.51%) Homeowner's exemption	$194,100 Land $45,100 Building $149,000	$194,100 Land $45,100 Building $149,000
2024	$754.00
2023		$144,000 (+5.65%) Land $41,600 Building $102,400	$144,000 (+5.65%) Land $41,600 Building $102,400
2022	$633.00	$136,300 Land $41,600 Building $94,700	$136,300 Land $41,600 Building $94,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 171 E 500 S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 E 500 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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