171 Downing St, Oxford, MS 38655 Property Records

Lafayette County property record for 171 Downing St, Oxford, MS 38655 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2022
Square Footage2,667 sqft Living Area
Lot Size68,811 sqft (1.57 acres)
OccupancyOwner Occupied
Tax Bill$4,849.00 (2025)

Owner

Source: Lafayette County records · APN 123-08-011.51

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address171 DOWNING ST, OXFORD, MS 38655-8918
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 12, 2022
Deed SaleMay 12, 2022
Deed Doc Number20224477
Record RefreshedJun 08, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MS
Recording DateMay 12, 2022
Property Address171 DOWNING ST, OXFORD, MS 38655-8918
Document Number0202204477
Map ReferenceCAB C SL 60
Instrument DateMay 11, 2022
Instrument2022-04477
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 15, 2023

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address171 DOWNING ST, OXFORD, MS 38655-8918

Mortgage

Document Number0202204478
DateMay 12, 2022
Instrument2022-04478
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJun 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9%
IndexOther
Max Rate9%

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,849.00 (+33.4%) Homeowner's exemption$51,762 (+30.85%)$517,620 (+30.85%) Land $50,000 Building $467,620
2023$3,635.00 Homeowner's exemption$39,557$395,570 Land $50,000 Building $345,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 60% of the US · above 76% of Mississippi
Wildfire LikelihoodAbout 1 in 529 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN123-08-011.51
Alternative APN
  • 40048

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,667 sqft Living Area
1st Floor2,258 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsbestos Roof
Lot Area68,811 sqft (1.57 acres)

Location & Zoning

Account Number40048
Street Address171 DOWNING ST
CityOXFORD
StateMS
Zip38655-8918
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 52 WOODSON RIDGE SUBDIVISION PHASE III
Legal Range02W
Legal Township08S
Legal Section08
Legal SubdivisionWOODSON RIDGE SUBDIVISION
Legal Phase3
Legal Lot Number52
JurisdictionLAFAYETTE MS
Minor Civil Division2
Census Blockgroup4
Census Block4005
Census Tract950100

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