171 Cove Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 171 Cove Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,247 sqft · built 1985
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Jun 2025)
Tax Bill	$5,746 (2025)
Deeds & Mortgages	Jan 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`27-2S-21-42180-000-1710`

Property Details

APN / Parcel Number

Primary APN	`27-2S-21-42180-000-1710`
Alternative APNs	`27-221-42180-000-1710` `1056083`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,247 sqft Living Area
Gross Area	1,773 sqft
1st Floor Area	1,247 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	65 ft deep x 50 ft wide
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	418 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	171 COVE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 171 THE FAIRWAYS OF SANDESTIN PH 4 PB 6-38 & INT IN COMMON ELEMENTS AS RECD OR 223-71 OR 2326-1195 OR 2634-4033 OR 2822-4749 OR 2957-4334 OR 2965-2691 OR 3000-1068 OR 3011-3567 OR 3278-171 OR 3361-725
Legal Range	021
Legal Township	02S
Legal Section	27
Legal Subdivision	FAIRWAYS OF SANDESTIN
Legal Phase	4
Legal Block	17
Legal Lot Number	171
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2006
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	333 BROOKHAVEN ST, BROOKHAVEN, MS 39601-3680
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Jan 12, 2023 · Amount on Record
Deed Document Number	202520293
Deed Book / Page	3361 / 725
Prior Transfer Date	Aug 18, 2014
Prior Transfer Doc	0029574334
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 12, 2023
Property Address	171 COVE DR, MIRAMAR BEACH, FL 32550-4576
Document Number	0032780171
Book / Page	3278 / 171
Map Reference	MB 6 PG 38
Instrument Date	Jan 12, 2023
Instrument	20230001382
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Tax	$5,635.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 ETHAN LN, BRENTWOOD, TN 37027-2617

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1300 LOG CABIN LN, SAINT LOUIS, MO 63124-1530

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,746.00 (-1.98%)	$635,942 (+17.6%) Land $166,750 Building $469,192	$635,942 (+17.6%) Land $166,750 Building $469,192
2024	$5,862.00 (+38.81%)
2023	$4,223.00 (+7.92%)	$540,755 (+10.41%) Land $59,726 Building $481,029	$540,755 (+10.41%) Land $59,726 Building $481,029
2022	$3,913.00	$489,777 Land $66,296 Building $423,481	$489,777 Land $66,296 Building $423,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 428 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	645 units insured incl. 217 condo units
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.