171 Christopher St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 171 Christopher St, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details5,002 sqft · built 1902
Lot Size0.578 acres (25,195 sqft)
Owner2 Individual Names on File
Last Sale$2,025,000 (May 2025)
Tax Bill$57,750 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN13-04513-0000-00028

Property Details

APN / Parcel Number

Primary APN13-04513-0000-00028
Alternative APN
  • 130451300028

Interior

Stories2 Stories
Building Area5,002 sqft Living Area

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Exterior MaterialStucco
Lot Area25,195 sqft (0.578 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130451300028
Street Address171 CHRISTOPHER ST
CityMONTCLAIR
StateNJ
Zip07042-4205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description25195SF
Legal SubdivisionMONTCLAIR TOWNSHIP
Legal Block4513
Legal Lot Number28
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4006
Census Tract16500

Owner

171 Christopher St is owned and occupied by two individuals who bought it in May 2025.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address171 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2025 · Amount on File
Deed SaleMay 22, 2025 · Amount on File
Prior SaleSep 26, 2012 · Amount on File
Deed Document Number202532497
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address171 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
Transaction TypeMortgage
Record UpdatedJan 15, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address171 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205
InvestorPossibly a Property Investor

Mortgage

Document Number0000078667
DateDec 17, 2025
Instrument2025078667
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 171 Christopher St was $57,750, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,250,000 (-23.9%) Land $435,400 Building $814,600$1,250,000 (-23.9%) Land $435,400 Building $814,600
2025$57,750.00 (+3.32%)$1,642,500 Land $435,400 Building $1,207,100$1,642,500 Land $435,400 Building $1,207,100
2024$55,894.00
2023$1,637,800 Land $435,400 Building $1,202,400$1,637,800 Land $435,400 Building $1,202,400
2022$53,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 171 Christopher St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2011–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 Christopher St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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