171 Cavanaughtown Rd, Richlands, NC 28574 Property Records

Onslow County property record for 171 Cavanaughtown Rd, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,938 sqft · built 2018
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,500 (Nov 2018)
Tax Bill	$1,439 (2026)
Deeds & Mortgages	Nov 2018 Sale Feb 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-15`

Property Details

APN / Parcel Number

Primary APN	`41-15`
Alternative APNs	`445785000` `028450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	445785000
Street Address	171 CAVANAUGHTOWN RD
City	RICHLANDS
State	NC
Zip	28574-6134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 1303
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2000
Census Tract	203

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	171 CAVANAUGHTOWN RD, RICHLANDS, NC 28574-6134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2018	Warranty Deed, Subdivision Related Transfer OTHER
Feb 1, 2018	Loan Modification, Mortgage · Line of Credit BRANCH BK&TR
Feb 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Feb 1, 2018 · Amount on Record
Deed Book / Page	4862 / 7
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 16, 2018
Property Address	171 CAVANAUGHTOWN RD, RICHLANDS, NC 28574-6134
Document Number	0048620007
Book / Page	004862 / 000007
Instrument Date	Nov 14, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$421.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	171 CAVANAUGHTOWN RD RICHLANDS NC 285746134, RICHLANDS, NC 28574-6134

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	171 CAVANAUGHTOWN RD, RICHLANDS, NC 28574-6134
Document Number	0047320568
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0047320568
Date	Feb 1, 2018
Book Page	004732/000568

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILMINGTON, NC 28401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 1, 2018
Property Address	171 CAVANAUGHTOWN RD, RICHLANDS, NC 28574-6134
Document Number	0047320564
Book / Page	004732 / 000564
Instrument Date	Jan 24, 2018
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$44.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2158 S NC 111 HWY CHINQUAPIN NC 285218560, CHINQUAPIN, NC 28521-8560

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,439.00 (-16.96%)	$345,859 (+30.65%) Land $66,330 Building $279,529	$345,859 (+30.65%) Land $66,330 Building $279,529
2023	$1,733.00	$264,714 Land $29,700 Building $235,014	$264,714 Land $29,700 Building $235,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (2018)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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