17093 Terratrac Rd, Brainerd, MN 56401 Property Records

Crow Wing County property record for 17093 Terratrac Rd, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,160 sqft · built 1974
Lot Size2.33 acres (101,495 sqft)
OwnerIndividual Name on File
Tax Bill$1,576 (2026)
Deeds & MortgagesApr 2025 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN991080030040009

Property Details

APN / Parcel Number

Primary APN991080030040009
Alternative APNs
  • 99210508
  • 81866

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,160 sqft Living Area
Gross Area1,266 sqft
1st Floor Area1,160 sqft
Basement Area798 sqft
Finished Basement798 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1995
Architectural StyleSplit Level
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area101,495 sqft (2.33 acres)
Garage Area572 sqft
DrivewayDriveway

Exterior Amenities

PorchPorch
Porch Area16 sqft
Deck Area160 sqft
Storage Building144 sqft
Pole Barn1,040 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number81866
Street Address17093 TERRATRAC RD
CityBRAINERD
StateMN
Zip56401-6123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLOCK 3
Legal Range28W
Legal Township134
Legal Section21
Legal SubdivisionCLEMS RANCH LOTS
Legal Block3
Legal Lot Number4
JurisdictionCROW WING MN
Township / Civil DivisionFIRST ASSESSMENT
Census Block Group2
Census Block2004
Census Tract950901

Owner

17093 Terratrac Rd is owned and occupied by an individual who acquired it in February 2025.

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address17093 TERRATRAC RD, BRAINERD, MN 56401-6123
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 27, 2025
Transfer Doc0001007994
Record UpdatedOct 29, 2026

April 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCROW WING MN
Recording DateApr 2, 2025
Property Address17093 TERRATRAC RD, BRAINERD, MN 56401-6123
Document Number0001007994
Instrument DateFeb 27, 2025
Instrument1007994
Transaction TypeTransfer
Record UpdatedNov 26, 2025
Title CompanyALLEGIANT REVERSE SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17093 TERRATRAC RD, BRAINERD, MN 56401-6123

Mortgage

Document Number0001007995
DateApr 2, 2025
Instrument1007995
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term799 Months
DueNov 25, 2091
Interest
Rate TypeAdjustable Rate
Rate6.5%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2025
Change FrequencyMonthly
Index1-Year CMT
Max Rate11.5%

Tax Assessment & Valuation

The 2026 property tax bill for 17093 Terratrac Rd was $1,576 with a homeowner's exemption, down 14.9% from the year before.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,576.00 (-14.9%) Homeowner's exemption$281,200 (-10.98%) Land $71,800 Building $209,400$281,200 (-10.98%) Land $71,800 Building $209,400
2025$1,852.00 Homeowner's exemption$315,900 Land $90,500 Building $225,400$315,900 Land $90,500 Building $225,400
2023$1,582.00 Homeowner's exemption$260,200 Land $63,700 Building $196,500$260,200 Land $63,700 Building $196,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17093 Terratrac Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17093 Terratrac Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 77% of Minnesota
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CTC
Fiber
1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terratrac Rd

Nearby Streets

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