San Joaquin County property record for 17091 Rail Way, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,945 sqft · built 2015 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $432,000 (Oct 2015) |
| Tax Bill | $9,026 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 191-630-190-000 |
| Primary APN | 191-630-190-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,945 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Wood |
| Lot Area | 6,000 sqft (0.138 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 191-630-19 |
|---|---|
| Street Address | 17091 RAIL WAY |
| City | LATHROP |
| State | CA |
| Zip | 95330-8642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 06-FM PT 191-350-03/MOSSDALE LANDING-NORTH UNIT #3 |
| Legal Subdivision | MOSSDALE LANDING NORTH |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 5119 |
17091 Rail Way is owned and occupied by an individual who bought it in October 2015.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17091 RAIL WAY, LATHROP, CA 95330-8642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LENDERFI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2015 · Amount on File |
| Deed Sale | Oct 30, 2015 · Amount on File |
| Prior Sale | Mar 25, 2013 |
| Deed Document Number | 2015130850 |
| Prior Transfer Date | Oct 27, 2015 |
| Prior Transfer Doc | 0000130851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 17091 RAIL WAY, LATHROP, CA 95330-8642 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 17091 RAIL WAY, LATHROP, CA 95330-8642 |
| Document Number | 0000122240 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021-122240 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 17091 RAIL WAY, LATHROP, CA 95330-8642 |
| Document Number | 0000106282 |
| Instrument Date | Sep 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 17091 RAIL WAY LATHROP CA 953308642, LATHROP, CA 95330-8642 |
| Document Number | 0000106282 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 106282 |
| Name | LENDERFI |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 22, 2034 |
The 2026 property tax bill for 17091 Rail Way was $9,026, up 1.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,026.00 (+1.17%) | ||
| 2025 | $8,922.00 | $510,909 Land $130,214 Building $380,695 | |
| 2023 | $8,522.00 (+1.88%) | $491,071 Land $125,158 Building $365,913 | $672,210 |
| 2022 | $8,365.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17091 Rail Way in Zone X, where a levee reduces flood risk, though there have been 22 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1983–2017) |
| Claims Outside the SFHA | 13 of 22 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17091 Rail Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Ayera Technologies, Matrix Broadband, Verizon.
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