1709 Walnut St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1709 Walnut St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,096 sqft · built 1937
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Aug 2024)
Tax Bill	$2,582 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8914-13-156-003`

Property Details

APN / Parcel Number

Primary APN	`8914-13-156-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	624 sqft
Attic	Attic
Attic Area	218 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	90 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1709 WALNUT ST
City	CEDAR FALLS
State	IA
Zip	50613-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND ADDITION CEDAR FALLS LOT 2 BLK 6 & E 1/2 OF ALLEY ADJ ON W
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	HIGHLAND ADDITION CEDAR FALLS
Legal Block	6
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1028
Census Tract	2304

Owner

1709 Walnut St is owned and occupied by two individuals who bought it in August 2024.

Source: Black Hawk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4107 SOUTHLAWN RD, CEDAR FALLS, IA 50613-6359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jun 15, 2023	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2024 · Amount on File
Deed Sale	Aug 25, 2024 · Amount on File
Prior Sale	Aug 25, 2023 · Amount on File
Deed Document Number	20242826
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 25, 2023
Property Address	1709 WALNUT ST, CEDAR FALLS, IA 50613-3831
Document Number	202400002826
Instrument Date	Aug 17, 2023
Instrument	202400002826
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4107 SOUTHLAWN RD, CEDAR FALLS, IA 50613-6359

Mortgage

Document Number	202400002827
Date	Aug 25, 2023
Instrument	202400002827

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Sep 5, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	12.6%

Mortgage

Document Number	202400002828
Date	Aug 25, 2023
Instrument	202400002828

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 5, 2033

June 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 15, 2023
Property Address	1709 WALNUT ST, CEDAR FALLS, IA 50613-3831
Document Number	202300016819
Instrument Date	Jun 2, 2023
Instrument	202300016819
Transaction Type	Foreclosure
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 STATE ST, CEDAR FALLS, IA 50613-3350

Tax Assessment & Valuation

The 2025 property tax bill for 1709 Walnut St was $2,582 with a homeowner's exemption, up % from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,582.00 (+0.04%) Homeowner's exemption	$185,180 Land $49,500 Building $135,680	$185,180 Land $49,500 Building $135,680
2024	$2,581.00
2023		$170,440 (+15.81%) Land $33,000 Building $137,440	$170,440 Land $33,000 Building $137,440
2022	$2,490.00 Homeowner's exemption	$147,170 Land $33,000 Building $114,170
2021			$147,170 Land $33,000 Building $114,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1709 Walnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1709 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures