1709 W Hartley St, Ozark, MO 65721 Property Records

Christian County property record for 1709 W Hartley St, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,371 sqft · built 2007
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on File
Tax Bill	$1,513 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.8-27-3-5-5`

Property Details

APN / Parcel Number

Primary APN	`11-0.8-27-3-5-5`
Alternative APN	`11-0.8-27-003-005-005.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,371 sqft Living Area
1st Floor Area	1,371 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	125 ft deep x 78 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1709 W HARTLEY ST
City	OZARK
State	MO
Zip	65721-9028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 PINE CREST (* SB-190 APPROVED APPLICANT *)
Legal Range	21W
Legal Township	27N
Legal Section	27
Legal Subdivision	PINE CREST
Legal Lot Number	45
Jurisdiction	CHRISTIAN MO
Township / Civil Division	WEST FINLEY
Census Block Group	2
Census Block	2018
Census Tract	20304

Owner

1709 W Hartley St is owned and occupied by an individual who acquired it in September 2022.

Source: Christian County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1709 W HARTLEY ST, OZARK, MO 65721-9028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Dec 22, 2025	Beneficiary Deed, Transfer MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE
Sep 2, 2022	Warranty Deed, Transfer LEGACY LAND TITLE, LEGAL LAND TITLE
Sep 15, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022
Deed Sale	Sep 2, 2022
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	202213560
Deed Book / Page	2022 / 13430
Prior Transfer Date	Jul 10, 2013
Prior Transfer Doc	0201309753
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	1709 W HARTLEY ST, OZARK, MO 65721-9028
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 W HARTLEY ST, OZARK, MO 65721-9028

Mortgage

Document Number	0202508291
Date	Jul 23, 2025
Book Page	2025/8291
Instrument	2025L08389

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Dec 22, 2025
Property Address	1709 W HARTLEY ST, OZARK, MO 65721-9028
Document Number	0202515001
Book / Page	2025 / 15001
Instrument Date	Nov 22, 2025
Instrument	2025L15185
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 W HARTLEY ST, OZARK, MO 65721-9028

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 2, 2022
Property Address	1709 W HARTLEY ST, OZARK, MO 65721-9028
Document Number	0202213430
Book / Page	2022 / 13430
Instrument Date	Sep 2, 2022
Instrument	2022L13560
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	LEGACY LAND TITLE, LEGAL LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 W HARTLEY ST, OZARK, MO 65721-9028

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 15, 2017
Property Address	1709 W HARTLEY ST, OZARK, MO 65721-9028
Document Number	0201712068
Book / Page	2017 / 12068
Instrument Date	Sep 15, 2017
Instrument	2017L12199
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 W HARTLEY ST, OZARK, MO 65721-9028

Mortgage

Document Number	2017L12200
Date	Sep 15, 2017
Instrument	2017L12200

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,860	$151,900 Land $30,000 Building $121,900
2024	$1,513.00
2023		$25,270	$133,000 Land $30,000 Building $103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1709 W Hartley St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1709 W Hartley St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Verizon, White River Connect.

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