1709 W 12th St, Jacksonville, FL 32209 Property Records

Duval County property record for 1709 W 12th St, Jacksonville, FL 32209

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,148 sqft · built 2021
Lot Size	0.084 acres (3,675 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jan 2022)
Tax Bill	$3,337 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`052055-0000`

Property Details

APN / Parcel Number

Primary APN	`052055-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	1,226 sqft
1st Floor Area	1,148 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,675 sqft (0.084 acres)
Lot Dimensions	105 ft deep x 35 ft wide
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1709 W 12TH ST
City	JACKSONVILLE
State	FL
Zip	32209-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	1-124 10-2S-26E NORTH LAVILLA LOT 35 BLK 1
Legal Range	26E
Legal Township	02S
Legal Section	10
Legal Subdivision	NORTH LAVILLA
Legal Block	1
Legal Lot Number	35
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	3
Census Block	3018
Census Tract	2902

Owner

1709 W 12th St is owned by an individual who bought it in January 2022.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 CREEKWOOD LN, LONGVIEW, TX 75602-6829
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2021	Deed of Trust, Mortgage · Balloon Mortgage DENNIS AND CHRISTIE COHEN FAMILY REVOCAB
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 11, 2021	Warranty Deed, Transfer · Balloon Mortgage SIR MAURICE LLC
Feb 11, 2021	Correction Deed ADVANTAGEONE TITLE, ADVANTAGE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Prior Sale	Feb 11, 2021 · Amount on File
Deed Document Number	202225006
Deed Book / Page	20118 / 597
Prior Transfer Date	Oct 31, 2003
Prior Transfer Doc	0000367248
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Apr 9, 2026
Property Address	1709 W 12TH ST, JACKSONVILLE, FL 32209-5431
Document Number	0000081942
Book / Page	21860 / 1039
Instrument Date	Apr 4, 2026
Instrument	202681942
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081942,
Date	Apr 9, 2026
Book Page	21860/1039
Instrument	202681942

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1709 W 12TH ST, JACKSONVILLE, FL 32209-5431
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7563 PHILIPS HWY 208, 208, JACKSONVILLE, FL 32256-6834
Investor	Possibly a Property Investor

Mortgage

Document Number	0196481211
Date	Mar 25, 2021
Book Page	19648/1211
Instrument	2021077082

Lender

Name	DENNIS AND CHRISTIE COHEN FAMILY REVOCAB
Type	Non-Lending Institution
Address	BURKE, VA 22015

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	36 Months
Due	Mar 22, 2024

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 27, 2022
Property Address	1709 W 12TH ST, JACKSONVILLE, FL 32209-5431
Document Number	0201180597
Book / Page	20118 / 597
Map Reference	MB 1 PG 124
Instrument Date	Jan 20, 2022
Instrument	2022025006
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7563 PHILIPS HWY STE 208, 208, JACKSONVILLE, FL 32256-6834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 CREEKWOOD LN, LONGVIEW, TX 75602-6829

Mortgage

Document Number	0020118599
Date	Jan 27, 2022
Instrument	20118/599

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 11, 2021
Property Address	1709 W 12TH ST, JACKSONVILLE, FL 32209-5431
Document Number	0195831381
Book / Page	19583 / 1381
Instrument Date	Feb 8, 2021
Instrument	2021038229
Transaction Type	Transfer
Record Updated	Dec 24, 2024
Title Company	PONTE VEDRA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3527 BARREL SPRINGS DR, ORANGE PARK, FL 32073-7663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7563 PHILIPS HWY STE 208, 208, JACKSONVILLE, FL 32256-6834
Investor	Possibly a Property Investor

Mortgage

Document Number	0195831387
Date	Feb 11, 2021
Book Page	19583/1387
Instrument	2021038231

Lender

Name	SIR MAURICE LLC
Type	Non-Lending Institution
Address	JACKSONVILLE, FL 32256

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	37 Months
Due	Mar 1, 2024

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 11, 2021
Property Address	1709 W 12TH ST, JACKSONVILLE, FL 32209-5431
Document Number	0195831379
Book / Page	19583 / 1379
Map Reference	MB 1 PG 124
Instrument Date	Feb 2, 2021
Instrument	2021038228
Record Updated	Feb 20, 2023
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1122 N 15TH ST # ST1004, ST1004, CANON CITY, CO 81212-4651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3527 BARREL SPRINGS DR, ORANGE PARK, FL 32073-7663

Tax Assessment & Valuation

The 2025 property tax bill for 1709 W 12th St was $3,337, up 13.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,246 (+3.03%) Land $11,498 Building $161,748	$173,246 (+3.03%) Land $11,498 Building $161,748
2025	$3,337.00 (+13.74%)	$168,157 Land $11,498 Building $156,659	$168,157 Land $11,498 Building $156,659
2024	$2,934.00 (+9.15%)
2023	$2,688.00 (+56.1%)	$139,602 (+54.34%) Land $6,300 Building $133,302	$139,602 (+54.34%) Land $6,300 Building $133,302
2022	$1,722.00	$90,452 Land $5,040 Building $85,412	$90,452 Land $5,040 Building $85,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1709 W 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1709 W 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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