1709 Tugalo Dr, Jefferson, GA 30549 Property Records

Jackson County property record for 1709 Tugalo Dr, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,845 sqft · built 2006
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`082J 148`

Property Details

APN / Parcel Number

Primary APN	`082J 148`
Alternative APN	`30403`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,845 sqft Heated Area
1st Floor Area	1,605 sqft
Attic	Attic
Attic Area	240 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	20 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30403
Street Address	1709 TUGALO DR
City	JEFFERSON
State	GA
Zip	30549-8615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 148 RIVER MIST PLANTATION S/D PHASE I
Legal Subdivision	RIVER MIST PLANTATION
Legal Phase	1
Legal Lot Number	148
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2012
Census Tract	10705

Owner

Source: Jackson County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1709 TUGALO DR, JEFFERSON, GA 30549-8615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 31, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Sep 10, 2021	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
Sep 7, 2021	Warranty Deed, Transfer
Aug 31, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021
Deed Sale	Sep 7, 2021
Prior Sale	Sep 25, 2015 · Amount on Record
Deed Document Number	20214551
Deed Book / Page	98E / 523
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Aug 25, 2026
Property Address	1709 TUGALO DR, JEFFERSON, GA 30549-8615
Document Number	0121000602
Book / Page	121Q / 602
Instrument Date	Aug 25, 2026
Transaction Type	Mortgage
Record Updated	Sep 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 TUGALO DR, JEFFERSON, GA 30549-8615

Mortgage

Document Number	0121000602,
Date	Aug 25, 2026
Book Page	121Q/602

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	1709 TUGALO DR, JEFFERSON, GA 30549-8615
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 TUGALO DR, JEFFERSON, GA 30549-8615

Mortgage

Document Number	00106R0000000461
Date	May 31, 2023
Book Page	000000106R/0000000461

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	1709 TUGALO DR, JEFFERSON, GA 30549-8615
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 TUGALO DR, JEFFERSON, GA 30549-8615

Mortgage

Document Number	00098E0000000524
Date	Sep 10, 2021
Book Page	000000098E/0000000524

Lender

Name	DAS ACQUISITION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 7, 2021
Property Address	1709 TUGALO DR, JEFFERSON, GA 30549-8615
Document Number	00098E0523
Book / Page	98E / 523
Instrument Date	Sep 7, 2021
Instrument	2021-004551
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 TUGALO DR, JEFFERSON, GA 30549-8615

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 31, 2018
Property Address	1709 TUGALO DR, JEFFERSON, GA 30549-8615
Document Number	00081Z0604
Book / Page	00081Z / 000604
Instrument Date	Aug 23, 2018
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,058.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1709 TUGALO DR JEFFERSON GA 305498615, JEFFERSON, GA 30549-8615
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Jefferson City
Unified School District	Jefferson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,448 (-) Land $24,800 Building $100,648	$313,620 (-) Land $62,000 Building $251,620
2025	$3,443.00 (-0.4%)	$125,448 (-) Land $24,800 Building $100,648	$313,620 (-) Land $62,000 Building $251,620
2024	$3,457.00 (+12.9%)	$125,448 (+16.19%) Land $24,800 Building $100,648	$313,620 (+16.19%) Land $62,000 Building $251,620
2023	$3,062.00 (+9.99%)	$107,968 (+24.62%) Land $24,800 Building $83,168	$269,920 (+24.62%) Land $62,000 Building $207,920
2022	$2,784.00	$86,640 Land $24,800 Building $61,840	$216,600 Land $62,000 Building $154,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON serves 12,690 people · EPA ID GA1570003
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications, Windstream.

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