1709 Three Branches Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 1709 Three Branches Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,074 sqft · built 2018
Lot Size	13.1 acres (570,636 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Oct 2017)
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`266-01-00-027-SGS`

Property Details

APN / Parcel Number

Primary APN	`266-01-00-027-SGS`
Alternative APN	`7397`

Interior

Stories	2 Stories
Building Area	2,074 sqft Gross Area

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Lot Area	570,636 sqft (13.1 acres)

Location & Zoning

Account Number	7397
Old Parcel Number	266-01-00-027 SGS
Street Address	1709 THREE BRANCHES RD
City	LUGOFF
State	SC
Zip	29078-8775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRD-1
Legal Description	LOT 27
Legal Lot Number	27
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3025
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1709 THREE BRANCHES RD, LUGOFF, SC 29078-8775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE NTWK
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA
Oct 25, 2019	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK
Jun 28, 2018	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE NTWK
Jun 22, 2018	Deed of Trust, Mortgage · VA Mortgage MORTGAGE NTWK
Oct 23, 2017	Grant Deed, Construction Loan · Line of Credit SOUTHERN FIRST BK NA
Jul 21, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Deed Document Number	0000008552
Deed Book / Page	003769 / 000025
Last Transfer Date	Jun 28, 2018
Transfer Doc	0000004910
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1709 THREE BRANCHES RD, LUGOFF, SC 29078-8775
Document Number	0000008953
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 THREE BRANCHES RD LUGOFF SC 290788775, LUGOFF, SC 29078-8775

Mortgage

Document Number	0000008953
Date	Sep 29, 2020
Book Page	004311/000053
Instrument	8953

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1709 THREE BRANCHES RD, LUGOFF, SC 29078-8775
Document Number	0000009243
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 THREE BRANCHES RD LUGOFF SC 290788775, LUGOFF, SC 29078-8775

Mortgage

Document Number	0000009243
Date	Nov 15, 2019
Book Page	004125/000200
Instrument	9243

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 14, 2029

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1709 THREE BRANCHES RD, LUGOFF, SC 29078-8775
Document Number	0000008871
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 THREE BRANCHES RD LUGOFF SC 290788775, LUGOFF, SC 29078-8775

Mortgage

Document Number	0000008871
Date	Nov 4, 2019
Book Page	004118/000265
Instrument	8871

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 28, 2018
Property Address	1709 THREE BRANCHES RD, LUGOFF, SC 29078-8775
Document Number	0000004910
Book / Page	003878 / 000224
Instrument Date	Jun 22, 2018
Instrument	4910
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1709 THREE BRANCHES RD LUGOFF SC 29078, LUGOFF, SC 29078

Mortgage

Document Number	4911
Date	Jun 28, 2018
Book Page	003878/000227
Instrument	4911

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1709 THREE BRANCHES RD, LUGOFF, SC 29078-8775
Document Number	0000005217
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 THREE BRANCHES RD LUGOFF SC 29078, LUGOFF, SC 29078

Mortgage

Document Number	0000005217
Date	Jul 9, 2018
Book Page	003884/000133
Instrument	5217

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

October 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 23, 2017
Property Address	1709 THREE BRANCHES RD, LUGOFF, SC 29078-8775
Document Number	0000008552
Book / Page	003769 / 000025
Instrument Date	Oct 13, 2017
Instrument	8552
Transaction Type	Construction Loan
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$241.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 THREE BRANCHES RD LUGOFF SC 29078, LUGOFF, SC 29078

Mortgage

Document Number	8553
Date	Oct 23, 2017
Book Page	003769/000028
Instrument	8553

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 22, 2018

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jul 21, 2017
Property Address	1709 THREE BRANCHES RD, LUGOFF, SC 29078-8775
Document Number	0000005841
Book / Page	003724 / 000169
Instrument Date	Jul 21, 2017
Instrument	5841
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$89.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	162 COUNTRY WOODS RD LUGOFF SC 290788882, LUGOFF, SC 29078-8882

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,176.00 (-49.29%)	$177,400 (-1.72%) Land $11,500 Building $165,900	$236,400 (-1.29%)
2023	$2,319.00	$180,500 Land $11,500 Building $169,000	$239,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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