1709 Thorneapple Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 1709 Thorneapple Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,313 sqft · built 1986
Lot Size	0.205 acres (8,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,500 (Jun 1999)
Tax Bill	$7,602 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-35-181-006`

Property Details

APN / Parcel Number

Primary APN	`19-35-181-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,313 sqft Living Area
1st Floor Area	1,313 sqft
Basement Area	1,313 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Lot Area	8,910 sqft (0.205 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1709 THORNEAPPLE LN
City	ALGONQUIN
State	IL
Zip	60102-3933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1999R0047129 LT 31 SPRING CREEK FARMS UNIT 2
Legal Subdivision	SPRING CREEK FARMS UNIT 2
Legal Block	181
Legal Lot Number	31
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1014
Census Tract	871404

Owner

Source: McHenry County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1709 THORNEAPPLE LN, ALGONQUIN, IL 60102-3933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1999 · Amount on Record
Deed Sale	Jun 30, 1999 · Amount on Record
Prior Sale	Mar 19, 1999 · Amount on Record
Deed Document Number	199947129
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Sep 4, 2026
Property Address	1709 THORNEAPPLE LN, ALGONQUIN, IL 60102-3933
Document Number	0000025927
Instrument Date	Aug 28, 2026
Instrument	202625927
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 THORNEAPPLE LN, ALGONQUIN, IL 60102-3933

Mortgage

Document Number	0000025927,
Date	Sep 4, 2026
Instrument	202625927

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1709 THORNEAPPLE LN, ALGONQUIN, IL 60102-3933
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, FNBO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018879
Date	Aug 2, 2023
Instrument	2023R0018879

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1709 THORNEAPPLE LN, ALGONQUIN, IL 60102-3933
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015202
Date	Apr 26, 2022
Instrument	2022R0015202

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,602.00	$113,179 (+49.8%) Land $19,060 Building $94,119	$339,537 (+49.8%) Land $57,180 Building $282,357
2022	Homeowner's exemption	$75,551 Land $18,689 Building $56,862	$226,653 Land $56,067 Building $170,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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