1709 Summit St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 1709 Summit St, Eau Claire, WI 54703

Property Summary

Property Type	Bungalow
Details	3 bd · 1.5 ba · 1,323 sqft · built 1924
Lot Size	0.14 acres (6,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,300 (Oct 2018)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-0255-000`

Property Details

APN / Parcel Number

Primary APN	`10-0255-000`
Alternative APNs	`18221-2-270916-320-2116` `221100255000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area
Basement Area	756 sqft
Unfinished Basement	756 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Metal
Lot Area	6,111 sqft (0.14 acres)
Lot Dimensions	130 ft deep x 47 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1709 SUMMIT ST
City	EAU CLAIRE
State	WI
Zip	54703-3278
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Local Zoning Code	R2
Legal Description	LOT 3 BLK 1 MT TOM ADD TO E C
Legal Range	09W
Legal Township	27N
Legal Section	16
Legal Subdivision	MT TOM ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	4
Census Block	4005
Census Tract	600

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1709 SUMMIT ST, EAU CLAIRE, WI 54703-3278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK FIVE NINE
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK FINANCIAL CENTRE
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK FINANCIAL CENTRE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	20181167637
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	1709 SUMMIT ST, EAU CLAIRE, WI 54703-3278
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001215674
Date	Jul 13, 2021
Instrument	1215674

Lender

Name	BANK FIVE NINE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	1709 SUMMIT ST, EAU CLAIRE, WI 54703-3278
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001181885
Date	Oct 15, 2019
Instrument	1181885

Lender

Name	FIRST BANK FINANCIAL CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Oct 26, 2018
Property Address	1709 SUMMIT ST, EAU CLAIRE, WI 54703-3278
Document Number	0001167637
Instrument Date	Oct 25, 2018
Instrument	1167637
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 SUMMIT ST, EAU CLAIRE, WI 54703-3278

Mortgage

Document Number	0001167638
Date	Oct 26, 2018
Instrument	1167638

Lender

Name	FIRST BANK FINANCIAL CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,072.00	$162,800 (-) Land $14,000 Building $148,800	$212,900
2023		$162,800 Land $14,000 Building $148,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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