Hamilton County property record for 1709 Sterling Ave, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,012 sqft · built 1931 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $81,000 (May 2007) |
| Tax Bill | $1,625 (2025) |
| Deeds & Mortgages | Aug 2017 Loan Modification Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-0009-0129-00 |
| Primary APN | 595-0009-0129-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| Gross Area | 1,932 sqft |
| 1st Floor Area | 825 sqft |
| Attic | Attic |
| Attic Area | 187 sqft |
| Basement Area | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,053 sqft (0.116 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1709 STERLING AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-4943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING AVE 40 X 126 PT LOTS 1330 & 1331 NO COL HILL SEC B PARS 129 &349 CONS |
| Legal Subdivision | NORTH COLLEGE HILLS |
| Legal Lot Number | 1330 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORTH COLLEGE HILL |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21802 |
Source: Hamilton County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1709 STERLING AVE, CINCINNATI, OH 45239-4943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2017 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Aug 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2007 · Amount on Record |
| Deed Sale | May 17, 2007 · Amount on Record |
| Prior Sale | Jun 21, 2002 · Amount on Record |
| Deed Document Number | 200771721 |
| Deed Book / Page | 10551 / 199 |
| Prior Transfer Date | Jan 11, 1996 |
| Prior Transfer Doc | 0000006503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1709 STERLING AVE, CINCINNATI, OH 45239-4943 |
| Document Number | 0000095584 |
| Book / Page | 013526 / 001819 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1709 STERLING AVE CINCINNATI OH 452394943, CINCINNATI, OH 45239-4943 |
| Document Number | 0000095584 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 013526/001819 |
| Instrument | 95584 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1709 STERLING AVE, CINCINNATI, OH 45239-4943 |
| Document Number | 0000092865 |
| Book / Page | 013520 / 001588 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 1709 STERLING AVE CINCINNATI OH 452394943, CINCINNATI, OH 45239-4943 |
| Document Number | 0000092865 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 013520/001588 |
| Instrument | 92865 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | North College Hill City |
| Unified School District | North College Hill City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,625.00 (+1.88%) | $31,465 (-) Land $6,272 Building $25,193 | $89,900 (-) Land $17,920 Building $71,980 |
| 2024 | $1,595.00 (-0.81%) | $31,465 (-) Land $6,272 Building $25,193 | |
| 2023 | $1,608.00 (+26.91%) | $31,465 (+77.91%) Land $6,272 Building $25,193 | $89,900 (+77.91%) Land $17,920 Building $71,980 |
| 2022 | $1,267.00 Homeowner's exemption | $17,686 Land $6,248 Building $11,438 | |
| 2020 | $50,530 Land $17,850 Building $32,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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