1709 Scott St, Monroe, NC 28110 Property Records

Union County property record for 1709 Scott St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,180 sqft · built 1935
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Aug 2022)
Tax Bill	$195 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-226-014`

Property Details

APN / Parcel Number

Primary APN	`09-226-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Porch	Slab
Porch Area	252 sqft

Location & Zoning

Street Address	1709 SCOTT ST
City	MONROE
State	NC
Zip	28110-2952
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	GB MONROE
Legal Description	#12 BLK2 TRIPLET ADDITION PB2 PG17
Legal Subdivision	MONROE ADDITION (TRIPLETT)
Legal Block	2
Legal Lot Number	12
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1005
Census Tract	20406

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1709 SCOTT ST, MONROE, NC 28110-2952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 3, 2022	Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC
May 3, 2022	Intrafamily Transfer, Transfer
Sep 11, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Nov 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jun 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	May 3, 2022 · Amount on Record
Deed Document Number	202230336
Deed Book / Page	8558 / 281
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 26, 2022
Property Address	1709 SCOTT ST, MONROE, NC 28110-2952
Document Number	0008558281
Book / Page	8558 / 281
Map Reference	CAB 2 PG 17
Instrument Date	Aug 11, 2022
Instrument	30336
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000030337
Date	Aug 26, 2022
Instrument	30337

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 3, 2022
Property Address	1709 SCOTT ST, MONROE, NC 28110-2952
Document Number	0008469414
Book / Page	8469 / 414
Map Reference	CAB 2 PG 17
Instrument Date	May 2, 2022
Instrument	16339
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 SCOTT ST, MONROE, NC 28110-2952

Mortgage

Document Number	0000016340
Date	May 3, 2022
Instrument	16340

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2023

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	May 3, 2022
Property Address	1709 SCOTT ST, MONROE, NC 28110-2952
Document Number	0008469411
Book / Page	8469 / 411
Map Reference	CAB 2 PG 17
Instrument Date	Apr 30, 2022
Instrument	16338
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 SCOTT ST, MONROE, NC 28110-2952

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 11, 2020
Property Address	1709 SCOTT ST, MONROE, NC 28110-2952
Document Number	0007805337
Book / Page	7805 / 337
Map Reference	CAB 2 PG 17
Instrument Date	Sep 10, 2020
Instrument	35891
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6204 GAIL DR, 6204, INDIAN TRAIL, NC 28079-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 SCOTT ST, MONROE, NC 28110-2952

Mortgage

Document Number	0000035892
Date	Sep 11, 2020
Instrument	35892

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 27, 2017
Property Address	1709 SCOTT ST, MONROE, NC 28110-2952
Document Number	7059484
Book / Page	007059 / 000484
Instrument Date	Nov 7, 2017
Instrument	34624
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 SCOTT ST MONROE NC 281102952, MONROE, NC 28110-2952

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 15, 2017
Property Address	1709 SCOTT ST, MONROE, NC 28110-2952
Document Number	6953222
Book / Page	006953 / 000222
Instrument Date	Jun 13, 2017
Instrument	16770
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 S SHERMAN ST #117 RICHARDSON TX 750814176, 117, RICHARDSON, TX 75081-4176
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$195.00 (-83.16%)	$22,400 (-78.91%) Land $14,300 Building $8,100	$22,400 (-78.91%) Land $14,300 Building $8,100
2023	$1,158.00	$106,200 Land $18,100 Building $88,100	$106,200 Land $18,100 Building $88,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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