1709 Ross Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1709 Ross Rd, Forest Hill, MD 21050 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,040 sqft · built 1989
Lot Size	0.164 acres (7,143 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (Sep 1994)
Tax Bill	$4,247 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-238105`

Property Details

APN / Parcel Number

Primary APN	`03-238105`
Alternative APNs	`3238105` `238105`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,040 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,143 sqft (0.164 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	540 sqft
Porch	Slab
Porch Area	204 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	238105
Street Address	1709 ROSS RD
City	FOREST HILL
State	MD
Zip	21050-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 .164 AC 1709 ROSS ROAD DURHAM MAN S1 P 61/5
Legal Subdivision	DURHAM MANOR SEC 01 04
Legal Lot Number	9
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3000
Census Tract	303204

Owner

Source: Harford County records · APN 03-238105

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1709 ROSS RD, FOREST HILL, MD 21050-2838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Sep 12, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 1994 · Amount on Record
Deed Sale	Sep 20, 1994 · Amount on Record
Prior Sale	Sep 21, 1990 · Amount on Record
Deed Book / Page	2180 / 69
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Apr 13, 2026
Property Address	1709 ROSS RD, FOREST HILL, MD 21050-2838
Document Number	0170800116
Book / Page	17080 / 116
Instrument Date	Apr 03, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FREEDOM MORTGAGE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 ROSS RD, FOREST HILL, MD 21050-2838

Mortgage

Document Number	1708000116,
Date	Apr 13, 2026
Book Page	17080/116

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1709 ROSS RD, FOREST HILL, MD 21050-2838
Document Number	0135530498
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 05, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 ROSS RD FOREST HILL MD 210502838, FOREST HILL, MD 21050-2838

Mortgage

Document Number	0135530498
Date	Nov 20, 2019
Book Page	013553/000498

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,533 (+1.96%)	$439,800 (+5.87%) Land $119,000 Building $320,800
2025	$4,247.00 (+10.4%) Homeowner's exemption	$415,400 (+11.13%) Land $119,000 Building $296,400	$415,400 (-) Land $119,000 Building $296,400
2023		$373,800	$415,400 Land $119,000 Building $296,400
2022	$3,847.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 378 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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