1709 Race St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1709 Race St, Cincinnati, OH 45202

Property Summary

Property Type	Store with Apartments
Details	2,844 sqft · built 1878
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Jul 2019)
Tax Bill	$7,114 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Feb 2021 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`094-0008-0168-00`

Property Details

APN / Parcel Number

Primary APN	`094-0008-0168-00`

Interior

Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,844 sqft
Basement Area	1,422 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	100 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1709 RACE ST
City	CINCINNATI
State	OH
Zip	45202-6417
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	CCP
Legal Description	1709 RACE ST 22 X 100 LOT 5FINDLAY & GARRARDS SUB
Legal Subdivision	FINDLAY & GARRARDS SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2012
Census Tract	1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Over-the-Rhine Historic District listed 1983 · 945 contributing resources · NRIS 83001985

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1709 Race St, a commercial property, is owned by a company that acquired it in October 2019.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	Company Name on File
Mailing Address	1709 RACE ST, CINCINNATI, OH 45202-6417
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage RECKMAN PROPERTIES LLC
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit CF BANK
Dec 2, 2019	Deed of Trust, Mortgage · Construction Mortgage CF BANK
Oct 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 12, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 23, 2019	Grant Deed, Mortgage · Line of Credit OTHER INSTITUTIONAL LENDERS
Aug 7, 2018	Loan Modification, Mortgage · Line of Credit OTHER INSTITUTIONAL LENDERS
Aug 7, 2018	Loan Modification, Mortgage OTHER INSTITUTIONAL LENDERS
Apr 4, 2017	Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Prior Sale	Apr 9, 2008 · Amount on File
Deed Document Number	201956242
Deed Book / Page	13957 / 2605
Last Transfer Date	Oct 17, 2019
Transfer Doc	0000091177
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1709 RACE ST, CINCINNATI, OH 45202-6417
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 RACE ST, CINCINNATI, OH 45202-6417

Mortgage

Document Number	0000047045
Date	Jun 24, 2025
Book Page	15443/1313
Instrument	2025-0047045

Lender

Name	RECKMAN PROPERTIES LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45202

Agreement

Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1709 RACE ST, CINCINNATI, OH 45202-6417
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 RACE ST, CINCINNATI, OH 45202-6417

Mortgage

Document Number	0000023127
Date	Feb 24, 2021
Book Page	14361/247
Instrument	2021-0023127

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1709 RACE ST, CINCINNATI, OH 45202-6417
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105565
Date	Dec 2, 2019
Book Page	14054/00189
Instrument	2019-0105565

Lender

Name	CF BANK
Type	Bank
Address	CINCINNATI, OH 45242

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	131 Months
Due	Nov 12, 2030

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 18, 2019
Property Address	1709 RACE ST, CINCINNATI, OH 45202-6417
Document Number	0000091177
Book / Page	014026 / 001467
Instrument Date	Oct 17, 2019
Instrument	91177
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1709 RACE ST CINCINNATI OH 452026417, CINCINNATI, OH 45202-6417

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 12, 2019
Property Address	1709 RACE ST, CINCINNATI, OH 45202-6417
Document Number	0000056242
Book / Page	013957 / 002605
Instrument Date	Jul 11, 2019
Instrument	56242
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1709 RACE ST CINCINNATI OH 452026417, CINCINNATI, OH 45202-6417

May 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	May 23, 2019
Property Address	1709 RACE ST, CINCINNATI, OH 45202-6417
Book / Page	013924 / 001978
Instrument Date	May 23, 2019
Instrument	40200
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1203 WALNUT ST #4TH CINCINNATI OH 452027153, 4TH, CINCINNATI, OH 45202-7153

Mortgage

Document Number	0000040200
Date	May 23, 2019
Book Page	013924/001978
Instrument	40200

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	1203 WALNUT ST # 4TH, CINCINNATI, OH 45202-7153

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Recording Date	Aug 7, 2018
Property Address	1709 RACE ST, CINCINNATI, OH 45202-6417
Book / Page	013726 / 002307
Instrument Date	May 12, 2018
Instrument	69163
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1203 WALNUT ST #4TH CINCINNATI OH 452027153, 4TH, CINCINNATI, OH 45202-7153

Mortgage

Document Number	0000069163
Date	Aug 7, 2018
Book Page	013726/002307
Instrument	69163

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	1203 WALNUT ST # 4TH, CINCINNATI, OH 45202-7153

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Aug 6, 2020

Interest

Rate Type	Adjustable Rate

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Recording Date	Aug 7, 2018
Property Address	1709 RACE ST, CINCINNATI, OH 45202-6417
Book / Page	013726 / 002335
Instrument Date	Apr 20, 2018
Instrument	69165
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1203 WALNUT ST #4TH CINCINNATI OH 452027153, 4TH, CINCINNATI, OH 45202-7153

Mortgage

Document Number	0000069165
Date	Aug 7, 2018
Book Page	013726/002335
Instrument	69165

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	1203 WALNUT ST # 4TH, CINCINNATI, OH 45202-7153

Agreement

Amount	Amount on Record
Term	24 Months
Due	Aug 6, 2020

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 4, 2017
Property Address	1709 RACE ST, CINCINNATI, OH 45202-6417
Document Number	0000029655
Book / Page	013388 / 002307
Instrument Date	Mar 21, 2017
Instrument	29655
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1203 WALNUT ST #4TH CINCINNATI OH 452027153, 4TH, CINCINNATI, OH 45202-7153

Tax Assessment & Valuation

The 2025 property tax bill for 1709 Race St was $7,114, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,114.00 (+0.68%)	$85,793 (+%) Land $15,537 Building $70,256	$245,120 Land $44,390 Building $200,730
2024	$7,066.00 (+0.26%)	$85,791 (-) Land $15,536 Building $70,255
2023	$7,048.00 (-4.33%)	$85,791 (+10.84%) Land $15,536 Building $70,255	$245,120 Land $44,390 Building $200,730
2022	$7,367.00	$77,400 Land $9,251 Building $68,149
2020			$221,140 Land $26,430 Building $194,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1709 Race St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1709 Race St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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