Butler County property record for 1709 Oxford State Rd, Middletown, OH 45044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1951 |
| Lot Size | 0.34 acres (14,823 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jan 2026) |
| Tax Bill | $1,549 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Q6542-116.000-064 |
| Primary APN | Q6542-116.000-064 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 972 sqft |
| 1st Floor Area | 972 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,823 sqft (0.34 acres) |
| Lot Dimensions | 214 ft deep x 77 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 27 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 0004400 |
|---|---|
| Old Parcel Number | Q6542116.000064 |
| Street Address | 1709 OXFORD STATE RD |
| City | MIDDLETOWN |
| State | OH |
| Zip | 45044-7628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19551 ENT |
| Legal Subdivision | HOME ACRES SEC 02 |
| Legal Lot Number | 176 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 13900 |
1709 Oxford State Rd is owned and occupied by an individual who bought it in January 2026.
Source: Butler County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1709 OXFORD STATE RD, MIDDLETOWN, OH 45044-7628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2026 · Amount on File |
| Deed Sale | Jan 28, 2026 · Amount on File |
| Prior Sale | Mar 25, 2021 · Amount on File |
| Deed Document Number | 2026-00003043 |
| Deed Book / Page | 10313 / 1371 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jan 28, 2026 |
| Property Address | 1709 OXFORD STATE RD, MIDDLETOWN, OH 45044-7628 |
| Document Number | 0000003043 |
| Book / Page | 10313 / 1371 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026-00003043 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1709 OXFORD STATE RD, MIDDLETOWN, OH 45044-7628 |
| Document Number | 0103131373 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 10313/1373 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Number | 0000003045 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 10313/1391 |
| Instrument | 2026-00003045 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43085 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Mar 25, 2021 |
| Property Address | 1709 OXFORD STATE RD, MIDDLETOWN, OH 45044-7628 |
| Document Number | 0000016778 |
| Book / Page | 9617 / 1785 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021-00016778 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | PREMIER SERVICES TITLE AGENCY LLC, PREMIER SERVICE TTL AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1709 OXFORD STATE RD, 1709, MIDDLETOWN, OH 45044-7628 |
| Name | Verified Name |
|---|---|
| Address | 1709 OXFORD STATE RD, MIDDLETOWN, OH 45044-7628 |
| Document Number | 0096171787 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 9617/1787 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 1709 Oxford State Rd was $1,549, down 36.7% from the year before.
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| Municipality | Middletown City |
| Unified School District | Middletown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,549.00 (-36.75%) | $29,450 (-) Land $6,700 Building $22,750 | $84,140 (-) Land $19,150 Building $64,990 |
| 2024 | $2,449.00 (+61.97%) | $29,450 (-) Land $6,700 Building $22,750 | $84,140 (-) Land $19,150 Building $64,990 |
| 2023 | $1,512.00 | $29,450 Land $6,700 Building $22,750 | $84,140 Land $19,150 Building $64,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1709 Oxford State Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1709 Oxford State Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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