1709 N Riverside Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1709 N Riverside Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,253 sqft · built 1946
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jan 2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-278-009`

Property Details

APN / Parcel Number

Primary APN	`09-26-278-009`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,253 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	1,253 sqft
Basement Area	1,239 sqft

Exterior

Year Built	Built 1946
Architectural Style	Other
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	47,916 sqft (1.1 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Location & Zoning

Street Address	1709 N RIVERSIDE DR
City	MCHENRY
State	IL
Zip	60050-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0067660 PT E1/2 NE1/4
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Block	278
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3026
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42285 N PEDERSEN LN, ANTIOCH, IL 60002-8009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Dec 21, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jul 5, 2019	Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	2024R0001132
Record Updated	Jun 7, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 17, 2024
Property Address	1709 N RIVERSIDE DR, MCHENRY, IL 60050-4557
Document Number	0000001132
Instrument Date	Jan 10, 2024
Instrument	2024R0001132
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42285 N PEDERSEN LN, ANTIOCH, IL 60002-8009

Mortgage

Document Number	0000001133
Date	Jan 17, 2024
Instrument	2024R0001133

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate	7.25%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 21, 2021
Property Address	1709 N RIVERSIDE DR, MCHENRY, IL 60050-4557
Document Number	0000067660
Instrument Date	Nov 17, 2021
Instrument	2021R0067660
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 N RIVERSIDE DR, MCHENRY, IL 60050-4557

Mortgage

Document Number	0000067661
Date	Dec 21, 2021
Instrument	2021R0067661

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 5, 2019
Property Address	1709 N RIVERSIDE DR, MCHENRY, IL 60050-4557
Document Number	0000020346
Instrument Date	Jul 2, 2019
Instrument	2019R0020346
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1709 N RIVERSIDE DR, MCHENRY, IL 60050-4557

Mortgage

Document Number	0000020347
Date	Jul 5, 2019
Instrument	2019R0020347

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$55,573 Land $9,124 Building $46,449	$166,719 Land $27,372 Building $139,347

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on N Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures