1709 Monserate Way, Fallbrook, CA 92028 Property Records

San Diego County property record for 1709 Monserate Way, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,481 sqft · built 1991
Lot Size	3.16 acres (138,085 sqft)
Owner	Company Name on File
Last Sale	$1,125,000 (Nov 2022)
Tax Bill	$12,561 (2025)
Deeds & Mortgages	May 2023 Transfer Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`123-480-65-00`

Property Details

APN / Parcel Number

Primary APN	`123-480-65-00`
Alternative APN	`1233002500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,481 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	138,085 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1233002500
Street Address	1709 MONSERATE WAY
City	FALLBROOK
State	CA
Zip	92028-9293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM11294
Legal Subdivision	PARCEL MAP NO. 11294
Legal Tract	11294
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3008
Census Tract	18804

Owner

1709 Monserate Way is owned by a company that acquired it in April 2023 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1709 MONSERATE WAY, FALLBROOK, CA 92028-9293
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Intrafamily Transfer, Transfer
Nov 18, 2022	Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jan 15, 2020	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Jan 15, 2020	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Prior Sale	Jan 15, 2020 · Amount on File
Deed Document Number	2022442387
Last Transfer Date	Apr 27, 2023
Transfer Doc	0000118142
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2023
Property Address	1709 MONSERATE WAY, FALLBROOK, CA 92028-9293
Document Number	0000118142
Instrument Date	Apr 27, 2023
Instrument	2023-0118142
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 MONSERATE WAY, FALLBROOK, CA 92028-9293

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2022
Property Address	1709 MONSERATE WAY, FALLBROOK, CA 92028-9293
Document Number	0000442387
Instrument Date	Oct 24, 2022
Instrument	2022-0442387
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3843 CORNELL DR, OCEANSIDE, CA 92056-6307

Mortgage

Document Number	0000442388
Date	Nov 18, 2022
Instrument	2022-0442388

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	Other
Max Rate	11.8%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1709 MONSERATE WAY, FALLBROOK, CA 92028-9293
Document Number	0000309170
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1709 MONSERATE WAY FALLBROOK CA 920289293, FALLBROOK, CA 92028-9293

Mortgage

Document Number	0000309170
Date	Jun 16, 2020
Instrument	309170

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2020
Property Address	1709 MONSERATE WAY, FALLBROOK, CA 92028-9293
Document Number	0000022964
Instrument Date	Dec 23, 2019
Instrument	2020-0022964
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE INS CO SD BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 N COAST HIGHWAY 101 UNIT 42, 42, ENCINITAS, CA 92024-1049

Mortgage

Document Number	0000022965
Date	Jan 15, 2020
Instrument	2020-0022965

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2020
Property Address	1709 MONSERATE WAY, FALLBROOK, CA 92028-9293
Document Number	0000022963
Instrument Date	Dec 18, 2019
Instrument	22963
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1680 N COAST HIGHWAY 101 #42 ENCINITAS CA 920241049, 42, ENCINITAS, CA 92024-1049

Tax Assessment & Valuation

The 2025 property tax bill for 1709 Monserate Way was $12,561 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,193,858 (+2%) Land $716,315 Building $477,543
2025	$12,561.00 Homeowner's exemption	$1,170,450 Land $702,270 Building $468,180
2023	$11,992.00 (+31.66%)	$1,125,000 Land $675,000 Building $450,000
2022	$9,108.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1709 Monserate Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1709 Monserate Way is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monserate Way

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