1709 Lockard Ave, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1709 Lockard Ave, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,582 sqft · built 2016
Lot Size	0.085 acres (3,703 sqft)
Owner	2 Individual Names on File
Last Sale	$352,000 (Jan 2022)
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2021 Refinance
APN	`0206001000451`

Property Details

APN / Parcel Number

Primary APN	`0206001000451`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,582 sqft Living Area
1st Floor Area	667 sqft
Upper Floors Area	667 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,703 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	52 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1709 LOCKARD AVE
City	CHESAPEAKE
State	VA
Zip	23320-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	14-A RESUB LTS 4,6,8,10,12 & 14 NFLK HGLNDS SUB A
Legal Subdivision	NORFOLK HIGHLANDS F, G & H
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2007
Census Tract	20809

Owner

1709 Lockard Ave is owned and occupied by two individuals who bought it in January 2022.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1709 LOCKARD AVE, CHESAPEAKE, VA 23320-2217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JFQ LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	May 3, 2016 · Amount on File
Deed Document Number	20223342
Deed Book / Page	10514 / 909
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 31, 2022
Property Address	1709 LOCKARD AVE, CHESAPEAKE, VA 23320-2217
Document Number	010514/909
Book / Page	10514 / 909
Instrument Date	Jan 26, 2022
Instrument	220003342
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	TITLE ALLIANCE GREENBRIER LLC, TITLE ALLIANCE GREENBRIER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 LOCKARD AVE, CHESAPEAKE, VA 23320-2217

Mortgage

Document Number	0220003343
Date	Jan 31, 2022
Instrument	220003343

Lender

Name	FIDELITY DIRECT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1709 LOCKARD AVE, CHESAPEAKE, VA 23320-2217
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10378/99
Date	May 26, 2021
Book Page	10378/99
Instrument	210024046

Lender

Name	JFQ LENDING INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1709 Lockard Ave was $3,447.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,000 (+5.19%) Land $110,000 Building $249,000	$359,000 (+5.19%) Land $110,000 Building $249,000
2025	$3,447.00	$341,300 Land $100,000 Building $241,300	$341,300 Land $100,000 Building $241,300
2023		$299,300 (+7.05%) Land $85,000 Building $214,300	$299,300 (+7.05%) Land $85,000 Building $214,300
2022		$279,600 Land $80,000 Building $199,600	$279,600 Land $80,000 Building $199,600
2019	$2,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1709 Lockard Ave; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1709 Lockard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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