1709 Lake Pointe Dr, Plainfield, IL 60586 Property Records

Will County property record for 1709 Lake Pointe Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,620 sqft · built 1999
Lot Size	0.12 acres (5,280 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Aug 2019)
Tax Bill	$6,966 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-32-401-115`

Property Details

APN / Parcel Number

Primary APN	`06-03-32-401-115`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Material	Shingle
Lot Area	5,280 sqft (0.12 acres)
Garage Type	Attached
Garage Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1709 LAKE POINTE DR
City	PLAINFIELD
State	IL
Zip	60586-5907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1000 IN WESMERE SUB. AREA 10 UNIT 2, A SUB OF PRT OF THE SE1/4 IN SEC. 32 T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	32
Legal Subdivision	WESMERE AREA 10 UNIT 2
Legal Lot Number	1000
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1008
Census Tract	880429

Owner

1709 Lake Pointe Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1709 LAKE POINTE DR, PLAINFIELD, IL 60586-5907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Jan 23, 2009
Deed Document Number	201956669
Prior Transfer Date	Jan 9, 2009
Prior Transfer Doc	0000008307
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1709 LAKE POINTE DR, PLAINFIELD, IL 60586-5907
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 LAKE POINTE DR, PLAINFIELD, IL 60586-5907

Mortgage

Document Number	0000012212
Date	Mar 2, 2026
Instrument	R2026012212

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 23, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1709 LAKE POINTE DR, PLAINFIELD, IL 60586-5907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099398
Date	Nov 9, 2020
Instrument	R2020099398

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 26, 2019
Property Address	1709 LAKE POINTE DR, PLAINFIELD, IL 60586-5907
Document Number	0000056669
Map Reference	DOC R98-128280
Instrument Date	Jul 18, 2019
Instrument	R2019056669
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1709 LAKE POINTE DR, PLAINFIELD, IL 60586-5907

Mortgage

Document Number	0000056670
Date	Aug 26, 2019
Instrument	R2019056670

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1709 Lake Pointe Dr was $6,966.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,966.00	$109,599 (+8.45%) Land $24,744 Building $84,855	$328,797 (+8.45%) Land $74,232 Building $254,565
2024		$101,059 Land $22,816 Building $78,243	$303,177 Land $68,448 Building $234,729
2022	$5,966.00 Homeowner's exemption	$81,976 Land $18,508 Building $63,468	$245,928 Land $55,524 Building $190,404

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1709 Lake Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1709 Lake Pointe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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