1709 Holman Ave, Covington, KY 41011 Property Records

Kenton County property record for 1709 Holman Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,552 sqft · built 1905
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (Oct 1999)
Tax Bill	$866 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-18-006.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-18-006.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,552 sqft Finished Area
Gross Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1709 HOLMAN AVE
City	COVINGTON
State	KY
Zip	41011-2941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBURN AVE LD CO LOT 47
Legal Subdivision	WOODBURN AVE LAND CO
Legal Phase	2
Legal Lot Number	47
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4007
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1709 HOLMAN AVE, COVINGTON, KY 41011-2941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Construction Mortgage U S BANK N A
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 30, 2020	Deed of Trust, Mortgage · Conventional with PMI US BK
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 1999 · Amount on Record
Deed Sale	Oct 21, 1999 · Amount on Record
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Apr 2, 2026
Property Address	1709 HOLMAN AVE, COVINGTON, KY 41011-2941
Document Number	0000006670
Book / Page	410 / 290
Instrument Date	Mar 13, 2026
Instrument	20266670
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 HOLMAN AVE, COVINGTON, KY 41011-2941

Mortgage

Document Number	0000006670,
Date	Apr 2, 2026
Book Page	410/290
Instrument	20266670

Lender

Name	U S BANK N A

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2056

Interest

Rate	6.09%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1709 HOLMAN AVE, COVINGTON, KY 41011-2941
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 HOLMAN AVE, COVINGTON, KY 41011-2941

Mortgage

Document Number	0005900005
Date	Aug 12, 2022
Book Page	397/379
Instrument	22081205900005

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1709 HOLMAN AVE, COVINGTON, KY 41011-2941
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 HOLMAN AVE, COVINGTON, KY 41011-2941

Mortgage

Document Number	0005900029
Date	Aug 16, 2021
Book Page	256/827
Instrument	21081605900029

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 23, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1709 HOLMAN AVE, COVINGTON, KY 41011-2941
Document Number	0000000157
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 HOLMAN AVE COVINGTON KY 410112941, COVINGTON, KY 41011-2941

Mortgage

Document Number	0000000157
Date	Mar 4, 2020
Book Page	000M16/000274
Instrument	157

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Mar 3, 2040

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1709 HOLMAN AVE, COVINGTON, KY 41011-2941
Document Number	0000000181
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 HOLMAN AVE COVINGTON KY 410112941, COVINGTON, KY 41011-2941

Mortgage

Document Number	0000000181
Date	Dec 21, 2017
Book Page	0C6321/000194
Instrument	181

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,600 (+28.91%) Land $10,000 Building $137,600	$147,600 (+28.91%) Land $10,000 Building $137,600
2025	$866.00 (-4.52%) Homeowner's exemption	$114,500 (-) Land $5,000 Building $109,500	$114,500 (-) Land $5,000 Building $109,500
2023	$907.00 Homeowner's exemption	$114,500 Land $5,000 Building $109,500	$114,500 Land $5,000 Building $109,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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