1709 Hickory Flat Rd, Franklin, KY 42134 Property Records

Simpson County property record for 1709 Hickory Flat Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,390 sqft · built 2015
Lot Size	10 acres (435,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Dec 2017)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`055-00-00-014.04`

Property Details

APN / Parcel Number

Primary APN	`055-00-00-014.04`
Alternative APN	`2654`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,390 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,687 sqft (10 acres)
Garage Type	Attached
Garage Area	1,190 sqft
Driveway	Gravel Driveway
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil

Location & Zoning

Street Address	1709 HICKORY FLAT RD
City	FRANKLIN
State	KY
Zip	42134-5706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1709 HICKORY FLAT ROAD
Legal Subdivision	BOB MAY SURVEY
Jurisdiction	SIMPSON KY
Township / Civil Division	EAST SIMPSON
Census Block Group	2
Census Block	2002
Census Tract	970100

Owner

Source: Simpson County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1709 HICKORY FLAT RD, FRANKLIN, KY 42134-5706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK
Aug 8, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 11, 2017	Deed, Transfer · Line of Credit ACOPIA LLC
Jun 12, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Deed Document Number	20171183765
Deed Book / Page	331 / 560
Prior Transfer Date	Jun 12, 2017
Prior Transfer Doc	00D328/386
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	1709 HICKORY FLAT RD, FRANKLIN, KY 42134-5706
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 HICKORY FLAT RD, FRANKLIN, KY 42134-5706

Mortgage

Document Number	00M517/575
Date	May 10, 2022
Book Page	M517/575
Instrument	1208565

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	1709 HICKORY FLAT RD, FRANKLIN, KY 42134-5706
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M515/241
Date	Apr 1, 2022
Book Page	M515/241
Instrument	1207870

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	1709 HICKORY FLAT RD, FRANKLIN, KY 42134-5706
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M435/636
Date	Jul 12, 2017
Book Page	M435/636
Instrument	1181560

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	1709 HICKORY FLAT RD, FRANKLIN, KY 42134-5706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M461/102
Date	Aug 8, 2019
Book Page	M461/102
Instrument	1192722

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Dec 11, 2017
Property Address	1709 HICKORY FLAT RD, FRANKLIN, KY 42134-5706
Document Number	00D331/560
Book / Page	D331 / 560
Instrument Date	Dec 6, 2017
Instrument	1183765
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3541 RUSSELLVILLE RD, 3541, FRANKLIN, KY 42134-7559

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1709 HICKORY FLAT RD, FRANKLIN, KY 42134-5706

Mortgage

Document Number	0001183766
Date	Dec 11, 2017
Instrument	1183766

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SIMPSON KY
Recording Date	Jun 12, 2017
Property Address	1709 HICKORY FLAT RD, FRANKLIN, KY 42134-5706
Document Number	00D328/386
Book / Page	D328 / 386
Map Reference	DB 224 PG 91
Instrument Date	Jun 12, 2017
Instrument	1181017
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 72, FRANKLIN, KY 42135-0072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 HICKORY FLAT RD, FRANKLIN, KY 42134-5706

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,685.00 (-5.75%)	$420,000 (-)	$420,000 (-)
2023	$3,910.00	$420,000	$420,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Franklin EPB Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hickory Flat Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures