Montgomery County property record for 1709 Gummer Ave, Dayton, OH 45403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,240 sqft · built 1929 |
| Lot Size | 0.097 acres (4,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,000 (Dec 2024) |
| Tax Bill | $1,582 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage Sep 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | R72 15404 0086 |
| Primary APN | R72 15404 0086 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 4,251 sqft (0.097 acres) |
| Lot Dimensions | 125 ft deep x 34 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1709 GUMMER AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45403-3433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 53520 |
| Legal Lot Number | 86 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 2500 |
1709 Gummer Ave is owned and occupied by an individual who bought it in December 2024.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1709 GUMMER AVE, DAYTON, OH 45403-3433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Sep 21, 2022 | Sheriff's Deed, Foreclosure · Stand-Alone First Mortgage TC LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 2024 · Amount on File |
| Deed Sale | Dec 24, 2024 · Amount on File |
| Prior Sale | Sep 21, 2022 · Amount on File |
| Deed Document Number | 2024-00068358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1709 GUMMER AVE, DAYTON, OH 45403-3433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3521 S RIDGEVIEW DR, SPOKANE VALLEY, WA 99206-9539 |
| Investor | Possibly a Property Investor |
| Document Number | 0000076609 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022-00076609 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 21, 2022 |
| Property Address | 1709 GUMMER AVE, DAYTON, OH 45403-3433 |
| Document Number | 0000059178 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022-00059178 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3521 S RIDGEVIEW DR, SPOKANE VALLEY, WA 99206-9539 |
| Investor | Possibly a Property Investor |
| Document Number | 0000059179 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 2022-00059179 |
| Name | TC LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VERADALE, WA 99037 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,410 Land $4,520 Building $22,890 | ||
| 2024 | $1,582.00 (-0.19%) | ||
| 2023 | $1,585.00 (-16.36%) | $27,410 (+34.23%) Land $4,520 Building $22,890 | $78,300 Land $12,910 Building $65,390 |
| 2022 | $1,895.00 | $20,420 Land $3,370 Building $17,050 | |
| 2020 | $58,340 Land $9,640 Building $48,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1709 Gummer Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1709 Gummer Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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