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1709 George St, Key West, FL 33040 Property Records

Monroe County property record for 1709 George St, Key West, FL 33040 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,394 sqft Living Area
Lot Size4,840 sqft (0.111 acres)
Pool192 sqft
Last Sale$1,050,000 (2024)
Tax Bill$8,820.00 (2024)

Property Details

APN / Parcel Number

Primary APN00062380-000000
Alternative APNs
  • 01010100062380000000
  • 1062782

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,394 sqft Living Area
1st Floor1,355 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2017
Exterior MaterialOther Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area4,840 sqft (0.111 acres)
Depth X Width92 ft x 52 ft Depth x Width

Exterior Amenities

Pool Area192 sqft Pool
FenceFence
Patio Area351 sqft Patio
PorchOpen Porch
Porch Area192 sqft Porch
Water FeatureWater Feature

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1062782
Old Parcel Number01010100062380000000
Street Address1709 GEORGE ST
CityKEY WEST
StateFL
Zip33040-5309
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKW DIAG PB 1-13 LOT 20 SQR 1 TR 30 OR329-484 OR473-117 OR569-271 OR575-848 OR751-176 OR770-395 OR782-1084 OR1584-350
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKEY WEST DIAGRAM #30
Legal Tract30
Legal Lot Number20
JurisdictionMONROE FL
Minor Civil DivisionKEY WEST
Census Blockgroup1
Census Block1013
Census Tract972000

Owner

Source: Monroe County records · APN 00062380-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address500 WESTOVER DR, SANFORD, NC 27330-8941
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK OF THE FLORIDA KEYS
Feb 17, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Feb 19, 2019Warranty Deed, Transfer · Conventional Mortgage
M & T BANK
Jan 29, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2024 · Amount on Record
Deed SaleJun 24, 2024 · Amount on Record
Prior SaleFeb 17, 2021 · Amount on Record
Deed Doc Number2466178
Deed Book / Page3281 / 2199
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1709 GEORGE ST, KEY WEST, FL 33040-5309
Transaction TypeMortgage
Record UpdatedJul 16, 2021
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4957 N WESTERN AVE, CHICAGO, IL 60625-6871

Mortgage

Document Number0031080228
DateJun 24, 2021
Book Page3108/228
Instrument2327080
Lender
NameFIRST STATE BANK OF THE FLORIDA KEYS
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 17, 2021
Property Address1709 GEORGE ST, KEY WEST, FL 33040-5309
Document Number0030752398
Book / Page3075 / 2398
Map ReferenceMB 1 PG 13
Instrument DateFeb 16, 2021
Instrument2304276
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$6,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address431 N MARKET ST # 2, 431, FREDERICK, MD 21701-5475

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 GEORGE ST, KEY WEST, FL 33040-5309

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1709 GEORGE ST, KEY WEST, FL 33040-5309
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030141752
DateMar 19, 2020
Book Page3014/1752
Instrument2260752
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateApr 01, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate8.12%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 19, 2019
Property Address1709 GEORGE ST, KEY WEST, FL 33040-5309
Document Number0029491443
Book / Page2949 / 1443
Map ReferenceMB 1 PG 13
Instrument DateFeb 14, 2019
Instrument2207063
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,020.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address109 BRADFORD PKWY, 109, SYRACUSE, NY 13224-1760

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 CENTER ST, FREDERICK, MD 21701-6392

Mortgage

Document Number0002207064
DateFeb 19, 2019
Instrument2207064
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 29, 2018
Property Address1709 GEORGE ST, KEY WEST, FL 33040-5309
Document Number0028890903
Book / Page2889 / 0903
Map ReferenceMB1 PG13
Instrument DateJan 25, 2018
Instrument2153027
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressVOCABOLO FONTESECCA 2CITTA DELLA PIEVE ITALY 06062, 2CITTA, XX 00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 GEORGE ST, KEY WEST, FL 33040-5309

Mortgage

Document Number0002153028
DateJan 29, 2018
Instrument2153028
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$863,553 (-3.48%) Land $527,560 Building $335,993$863,553 (-3.48%) Land $527,560 Building $335,993
2024$8,820.00 (+10.99%)
2023$7,947.00 (+2.17%)$894,677 (+0.71%) Land $399,300 Building $495,377$894,677 (+0.71%) Land $399,300 Building $495,377
2022$7,778.00$888,369 Land $387,200 Building $501,169$888,369 Land $387,200 Building $501,169

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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