1709 Euclid Ave, Covington, KY 41014 Property Records

Kenton County property record for 1709 Euclid Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1926
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$125,600 (Oct 2020)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-12-09-018.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-09-018.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,188 sqft Finished Area
Gross Area	1,812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Other
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1709 EUCLID AVE
City	COVINGTON
State	KY
Zip	41014-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EUCLID LOT 31
Legal Subdivision	EUCLID AVE
Legal Lot Number	31
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4012
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 HIGHVIEW DR, COVINGTON, KY 41011-3645
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer PERFORMANCE TITLE INC, PERFORMANCE TITLE
Oct 1, 2020	Warranty Deed, Transfer · Conventional with PMI RUOFF MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Sep 1, 2015 · Amount on Record
Deed Document Number	20205900202
Deed Book / Page	46 / 765
Last Transfer Date	Aug 10, 2026
Transfer Doc	0000018244
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 13, 2026
Property Address	1709 EUCLID AVE, COVINGTON, KY 41014-1021
Document Number	0000018244
Book / Page	480 / 273
Instrument Date	Aug 10, 2026
Instrument	202618244
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	PERFORMANCE TITLE INC, PERFORMANCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HIGHVIEW DR, COVINGTON, KY 41011-3645

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 1, 2020
Property Address	1709 EUCLID AVE, COVINGTON, KY 41014-1021
Document Number	0000000202
Book / Page	000046 / 000765
Instrument Date	Sep 29, 2020
Instrument	202
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 EUCLID AVE COVINGTON KY 410141021, COVINGTON, KY 41014-1021

Mortgage

Document Number	203
Date	Oct 1, 2020
Book Page	00M105/000594
Instrument	203

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,000 (+8.28%) Land $10,000 Building $126,000	$136,000 (+8.28%) Land $10,000 Building $126,000
2025	$1,664.00 (-0.48%)	$125,600 (-) Land $5,000 Building $120,600	$125,600 (-) Land $5,000 Building $120,600
2023	$1,672.00	$125,600 Land $5,000 Building $120,600	$125,600 Land $5,000 Building $120,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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