1709 Ella St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1709 Ella St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1909
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Feb 2024)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Feb 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`196-0027-0125-00`

Property Details

APN / Parcel Number

Primary APN	`196-0027-0125-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
2nd Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1909
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	190 sqft
Porch	Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1709 ELLA ST
City	CINCINNATI
State	OH
Zip	45223-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1709 ELLA ST 38 X 100 LOT 3 PT 4 J K BANNING
Legal Subdivision	BANNING
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3011
Census Tract	27700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1709 ELLA ST, CINCINNATI, OH 45223-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Prior Sale	Sep 22, 2016 · Amount on File
Deed Document Number	0000008486
Deed Book / Page	15098 / 1262
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 7, 2024
Property Address	1709 ELLA ST, CINCINNATI, OH 45223-2036
Document Number	0000008486
Book / Page	15098 / 1262
Map Reference	MB 14 PG 128
Instrument Date	Feb 1, 2024
Instrument	2024-0008486
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1709 ELLA ST, CINCINNATI, OH 45223-2036

Mortgage

Document Number	0000008487
Date	Feb 7, 2024
Instrument	2024-0008487

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000008487
Date	Feb 7, 2024
Book Page	15098/1264
Instrument	2024-0008487

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,978.00 (+3.06%)	$64,491 (+%) Land $14,185 Building $50,306
2024	$3,860.00 (-2.15%)	$64,490 (-) Land $14,185 Building $50,305
2023	$3,945.00 (+9.89%)	$64,490 (+22.5%) Land $14,185 Building $50,305	$184,260 (+22.51%) Land $40,530 Building $143,730
2022	$3,590.00 Homeowner's exemption	$52,644 Land $7,347 Building $45,297
2020			$150,410 Land $20,990 Building $129,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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