1709 E Waters Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 1709 E Waters Ave, Tampa, FL 33604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 2006
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$176,500 (Apr 2019)
Tax Bill	$2,778 (2025)
Deeds & Mortgages	May 2023 Construction Loan Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149610-0100`

Property Details

APN / Parcel Number

Primary APN	`149610-0100`
Alternative APN	`A30281946S000000000480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,402 sqft Living Area
Gross Area	2,006 sqft
1st Floor Area	188 sqft
2nd Floor Area	1,214 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1496100100
Street Address	1709 E WATERS AVE
City	TAMPA
State	FL
Zip	33604-3558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-50
Legal Description	HENDRY AND KNIGHTS ADDITION TO SULPHUR SPRINGS WEST 60 FT OF LOTS 49 AND 50
Legal Range	19E
Legal Township	28S
Legal Section	30
Legal Subdivision	HENDRY AND KNIGHTS ADDITION TO SULPHUR S
Legal Tract	46S
Legal Lot Number	48
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2021
Census Tract	701

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1709 E WATERS AVE, TAMPA, FL 33604-3558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Construction Mortgage AMERIFIRST FINANCIAL INC
Apr 26, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST HOME BANK
Apr 20, 2018	Loan Modification, Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Jul 8, 2013 · Amount on Record
Deed Document Number	2019173116
Deed Book / Page	26568 / 1739
Prior Transfer Date	Jul 5, 2013
Prior Transfer Doc	0219951118
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1709 E WATERS AVE, TAMPA, FL 33604-3558
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 W SPRUCE ST, TAMPA, FL 33607-2504

Mortgage

Document Number	0000214046
Date	May 18, 2023
Instrument	2023214046

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2024

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 26, 2019
Property Address	1709 E WATERS AVE, TAMPA, FL 33604-3558
Document Number	0000173116
Book / Page	26568 / 1739
Map Reference	MB 10 PG 24
Instrument Date	Apr 18, 2019
Instrument	2019173116
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ELITE TITLE NETWORK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,235.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 S HOWARD AVE # 106431, 701, TAMPA, FL 33606-2473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6424 MORNAY DR, TAMPA, FL 33615-3426

Mortgage

Document Number	0000173117
Date	Apr 26, 2019
Instrument	2019173117

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HILLSBOROUGH FL
Property Address	1709 E WATERS AVE, TAMPA, FL 33604-3558
Document Number	0257640750
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	701 S HOWARD AVE #106 TAMPA FL 336062473, 106, TAMPA, FL 33606-2473

Mortgage

Document Number	0257640750
Date	May 14, 2018
Book Page	025764/000750
Instrument	190203

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	CLEARWATER, FL 33762

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 13, 2023

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,028 (+2.7%)	$260,874 (-2.02%) Land $64,680 Building $196,194
2025	$2,778.00 (+11.57%) Homeowner's exemption	$177,242 (+5.99%)	$266,245 (+0.99%) Land $64,680 Building $201,565
2023	$2,490.00 (+3.28%) Homeowner's exemption	$167,230 (+3%)	$263,633 (+4.73%) Land $52,920 Building $210,713
2022	$2,411.00 Homeowner's exemption	$162,359	$251,734 Land $38,220 Building $213,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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