1709 E Summerfalls Dr, Meridian, ID 83646 Property Records

Ada County property record for 1709 E Summerfalls Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,120 sqft · built 1998
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R8220200140`

Property Details

APN / Parcel Number

Primary APN	`R8220200140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	3,027 sqft
1st Floor Area	1,585 sqft
Upper Floors Area	535 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,668 sqft (0.199 acres)
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	18 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1709 E SUMMERFALLS DR
City	MERIDIAN
State	ID
Zip	83646-5580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 14 BLK 1 SUMMERFIELD SUB #1
Legal Range	01E
Legal Township	04N
Legal Section	32
Legal Subdivision	SUMMERFIELD SUB NO 01
Legal Block	1
Legal Lot Number	14
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2025
Census Tract	10365

Owner

Source: Ada County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1709 E SUMMERFALLS DR, MERIDIAN, ID 83646-5580
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Feb 2, 2026	Intrafamily Transfer, Transfer
May 26, 2021	Deed of Trust, Mortgage · VA Mortgage VALLEY WEST CORP
Jul 6, 2020	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2024
Deed Sale	Sep 26, 2024
Prior Sale	Jul 6, 2020 · Amount on Record
Deed Document Number	202453647
Last Transfer Date	Jan 22, 2026
Transfer Doc	0000006965
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1709 E SUMMERFALLS DR, MERIDIAN, ID 83646-5580
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020061
Date	Mar 24, 2026
Instrument	2026-020061

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Feb 2, 2026
Property Address	1709 E SUMMERFALLS DR, MERIDIAN, ID 83646-5580
Document Number	0000006965
Map Reference	MB 65 PG 6626-6627
Instrument Date	Jan 22, 2026
Instrument	2026-006965
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1709 E SUMMERFALLS DR, MERIDIAN, ID 83646-5580

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1709 E SUMMERFALLS DR, MERIDIAN, ID 83646-5580
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082328
Date	May 26, 2021
Instrument	2021-082328

Lender

Name	VALLEY WEST CORP
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89117

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jul 6, 2020
Property Address	1709 E SUMMERFALLS DR, MERIDIAN, ID 83646-5580
Document Number	0000083174
Instrument Date	Jun 24, 2020
Instrument	83174
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 E SUMMERFALLS DR MERIDIAN ID 836465580, MERIDIAN, ID 83646-5580

Mortgage

Document Number	83175
Date	Jul 6, 2020
Instrument	83175

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,300 (-3.76%)	$502,300 (-3.76%)
2025	$1,788.00 (-25.5%)	$521,900 (+16.11%)	$521,900 (+16.11%)
2024	$2,400.00 (+11.84%)
2023		$449,500 Land $168,000 Building $281,500	$449,500 Land $168,000 Building $281,500
2022	$2,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink, TDS Telecom, Verizon.

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