1709 E Maxwell St, Pensacola, FL 32503 Property Records

Escambia County property record for 1709 E Maxwell St, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,780 sqft · built 2012
Lot Size	0.205 acres (8,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$643,300 (Jul 2026)
Tax Bill	$4,309 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-004-256`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-004-256`
Alternative APN	`142152000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,780 sqft Living Area
Gross Area	2,569 sqft
1st Floor Area	1,780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,939 sqft (0.205 acres)
Lot Width	65 ft Width
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	142152000
Street Address	1709 E MAXWELL ST
City	PENSACOLA
State	FL
Zip	32503-5462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	E 30 FT OF LT 4 AND W 35 FT OF LT 5 BLK 256 NEW CITY TRACT OR 8406 P 1645 OR 8703 P 1179 CA 38
Legal Subdivision	NEW CITY TRACT
Legal Block	256
Legal Lot Number	4
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	3
Census Block	3015
Census Tract	900

Owner

Source: Escambia County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1709 E MAXWELL ST, PENSACOLA, FL 32503-5462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit CHERYL KELSCH
Aug 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jan 14, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE TRUST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	202658950
Deed Book / Page	9529 / 1511
Prior Transfer Date	Dec 12, 2021
Prior Transfer Doc	0087031179
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 30, 2026
Property Address	1709 E MAXWELL ST, PENSACOLA, FL 32503-5462
Document Number	0000058950
Book / Page	9529 / 1511
Instrument Date	Jul 29, 2026
Instrument	202658950
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$454,813.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 E MAXWELL ST, PENSACOLA, FL 32503-5462

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1709 E MAXWELL ST, PENSACOLA, FL 32503-5462
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 E MAXWELL ST, PENSACOLA, FL 32503-5462

Mortgage

Document Number	0089460166
Date	Mar 20, 2023
Book Page	8946/166
Instrument	2023020914

Lender

Name	CHERYL KELSCH
Type	Private Party
Address	1709 E MAXWELL ST, PENSACOLA, FL 32503

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	1709 E MAXWELL ST, PENSACOLA, FL 32503-5462
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079600272
Date	Aug 31, 2018
Book Page	7960/0272
Instrument	2018070043

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESCAMBIA FL
Recording Date	Jan 14, 2022
Property Address	1709 E MAXWELL ST, PENSACOLA, FL 32503-5462
Document Number	0087031179
Book / Page	8703 / 1179
Instrument Date	Nov 12, 2021
Instrument	2022005062
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1709 E MAXWELL ST, PENSACOLA, FL 32503-5462

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Nov 17, 2020
Property Address	1709 E MAXWELL ST, PENSACOLA, FL 32503-5462
Document Number	0084061645
Book / Page	8406 / 1645
Instrument Date	Nov 17, 2020
Instrument	2020099311
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 STANLEY AVE, 220, PENSACOLA, FL 32503-6359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 E MAXWELL ST, PENSACOLA, FL 32503-5462

Mortgage

Document Number	0084061647
Date	Nov 17, 2020
Instrument	8406/1647

Lender

Name	MORTGAGE TRUST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,309.00 (+6.32%) Homeowner's exemption Widower's exemption	$296,157 (+5.99%)	$509,154 (+12.68%) Land $182,559 Building $326,595
2024	$4,053.00 (+2.14%)
2023	$3,968.00 (+0.71%) Homeowner's exemption Widower's exemption	$279,429 (+3%)	$451,846 (+12.14%) Land $144,125 Building $307,721
2022	$3,940.00 Homeowner's exemption Widower's exemption	$271,291	$402,916 Land $128,046 Building $274,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	6 (1979–2023)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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