Hamilton County property record for 1709 E 28th St, Chattanooga, TN 37407
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 1,040 sqft · built 1955 |
| Lot Size | 0.154 acres (6,750 sqft) |
| Owner | Company Name on File |
| Last Sale | $175,000 (Jan 2021) |
| Tax Bill | $1,693 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Sep 2023 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 156I J 028 |
| Primary APN | 156I J 028 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,040 sqft Total Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,750 sqft (0.154 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000092573 |
|---|---|
| Street Address | 1709 E 28TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-1044 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 155 FOUST LAND CO ADDN PB 6 PG 35 |
| Legal Subdivision | FOUST LAND CO ADDN |
| Legal Lot Number | 155 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 2500 |
Source: Hamilton County records · APN 156I J 028
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2122, COLLEGEDALE, TN 37315-2122 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COLLEGEDALE CU |
| Sep 07, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 19, 2021 | Warranty Deed, Transfer FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Jun 01, 2016 | Deed of Trust, Mortgage MOUNTAIN VLY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Prior Sale | Jan 19, 2021 · Amount on Record |
| Deed Document Number | 0000000390 |
| Deed Book / Page | 12319 / 753 |
| Last Transfer Date | Sep 07, 2023 |
| Transfer Doc | 0000000138 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1709 E 28TH ST, CHATTANOOGA, TN 37407-1044 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000001 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 13329/824 |
| Instrument | 2023062800001 |
| Name | COLLEGEDALE CU |
|---|---|
| Type | Credit Union |
| Address | COLLEGEDALE, TN 37315 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 07, 2023 |
| Property Address | 1709 E 28TH ST, CHATTANOOGA, TN 37407-1044 |
| Document Number | 0000000138 |
| Book / Page | 13393 / 620 |
| Instrument Date | Sep 06, 2023 |
| Instrument | 2023090700138 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1542 ALCALA PL, SAN DIEGO, CA 92111-6932 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 19, 2021 |
| Property Address | 1709 E 28TH ST, CHATTANOOGA, TN 37407-1044 |
| Document Number | 0000000390 |
| Book / Page | 12319 / 753 |
| Map Reference | MB 6 PG 35 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021011900390 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $647.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2122, COLLEGEDALE, TN 37315-2122 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1709 E 28TH ST, CHATTANOOGA, TN 37407-1044 |
| Document Number | 0000000067 |
| Instrument Date | Jun 01, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1709 E 28TH ST |
| Document Number | 0000000067 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 011107/000746 |
| Instrument | 67 |
| Name | MOUNTAIN VLY BK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Amount | Amount Recorded |
|---|
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,693.00 (+250.52%) | $111,720 (+417.22%) | $279,300 (+417.22%) Land $30,000 Building $249,300 |
| 2024 | $483.00 | $21,600 (-) | $54,000 (-) Land $10,000 Building $44,000 |
| 2023 | $483.00 | $21,600 (-) | $54,000 (-) Land $10,000 Building $44,000 |
| 2022 | $483.00 | $21,600 | $54,000 Land $10,000 Building $44,000 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 188 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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